Retail Consumption AuthCommit (Step 2 of 2-Phase)

Completes the transaction authorized in the Auth request. Return with appropriate response for the commit result. On successful response, Green Dot will mark the funds used and Partner is expected to credit the customer’s account upon a successful response [Please see Appendix A for response code details.]

In a 2-Phase transaction, an AuthCommit is required to complete the Transaction.Any exceptions to this will be handled during the settlement process.

If the AuthCommit Response is not returned within a timely manner (30 seconds), the AuthCommit Request will be retried every 3 minutes (using a different RequestID and the same OriginalConfirmationID) for up to 10 hours until an AuthCommit Response is received. AdditionalAuthCommit Requests for the same Auth should be considered as a re-tryand only one AuthCommit Request should be applied to the customer's account per Auth Request based on the OriginalConfirmationID. The original response code should be returned when additional AuthCommit Requests are received.

Diagrams below describe the structures of the AuthCommitRequest and AuthCommitResponse objects:

Details of each attribute in the AuthCommitRequest and AuthCommitResponse objects should be listed in the expected order in the tables below:

AuthCommit Request

RequestHeader

Field	Required	Type	Max Length	Description
CustomerANI	Optional	String	10	Phone number area code first. To be provided if initiated by IVR. Must be all numerical digits. Either CustomerIP or CustomerANI needs to be provided
CustomerIP	Optional	String	20	Web users IP address. To be provided if initiated by Web.Either CustomerIP or CustomerANI needs to be provided
PartnerIP	Optional	String	20	Partner’s IP address. To be provided if initiated by Web.
PartnerCode	Yes	String	50	Unique code to identify partner.
Password	Optional	String	50	Password for authentication
UserName	Optional	String	50	UserName for authentication
Channel	Yes	Integer	N/A	“1” for Unknown “2” for web application “3” for IVR “4” for Desktop “5” for Stores POS "6" for Mobile
RequestDateTime	Yes	DateTime	N/A	Timestamp of Submitted Request in UTC time.
RequestID	Yes	String	50	Unique Request Identifier.
Version	Yes	String	10	Value = 2.0.0Format: ..
Amount	Yes	Decimal	N/A	Transaction Amount.

Customer

Field	Required	Type	Max Length	Description
Address1	N/A	String	35	Address
Address2	N/A	String	35	Address
City	N/A	String	25	City
CustomerReferenceNumber	N/A	String	50	Customer reference number.
DLNumber	N/A	String	30	Driver License Number or State ID
DLState	N/A	String	2	Driver License Number or State ID issue state.
DOB	N/A	String	10	Date of Birth. YYYY-MM-DD
FirstName	N/A	String	25	First Name of Customer.
LastName	N/A	String	25	Last Name of Customer.
MiddleName	N/A	String	25	Middle Name of Customer.
Phone	N/A	String	10	Phone Number.
SSN	N/A	String	9	Preferredtohave customer full SSN or Tax IDelse last 4 digits of customer SSN or Tax IDrequired.
State	N/A	String	2	State
ZipCode	N/A	String	10	USPS zip code.
Description	Yes	String	255	Description for this request
DictionaryEntry	Optional	Dictionary<string, string>	N/A	Array of key-value pairs.
OriginalConfirmationID	Yes	String	50	ConfirmationID from the TransactResponse or AuthResponse
PartialApproval	Yes	Boolean	N/A	Default=false. Reserved for Future. To approve a portion of the original transaction amount in the authorization request when the transaction amount exceeds the funds available on the Green Dot Product.
PaymentType	Yes	Integer	N/A	“1” for Cash“2” for Check“3” for MoneyPak“7” for Barcode“8” for Direct Deposit“9” for Mobile Remote Deposit Capture (MRDC)
ProgramNumber	Yes	String	20	Program identifier. Example: BIN

SourceAccount

Information regarding the Account from which the funds will be moved. Ex: MoneyPak

Field	Required	Type	Max Length	Description
AccountNumber	Yes	String	50	Account Number or Barcode number of the given AccountType.
AccountReferenceNumber	Optional	String	50	Reference Number of the given AccountType.For Barcode funding, this will be the barcode transaction number. For MoneyPak, this will be the PIN reference number. For Disbursements, this will be the Green Dot Customer.
AccountType	Yes	Integer	N/A	“1” for MoneyPak PIN “4” for POS Cash Funding “5” for Check Funding “6” for Promotion Funding “7” for Barcode Funding “8” for Disbursement “9” for Barcode Cash Pick-Up
SubAccountNumber	N/A	String	50
SubAccountReferenceNumber	N/A	String	50

TargetAccount

Information regarding the Account to which the funds will be moved. Ex: Partner’s Customer Account

Field	Required	Type	Max Length	Description
AccountNumber	Yes	String	50	Customer Account Number
AccountReferenceNumber	Optional	String	50	Partner's unique code identifying customer account.
AccountType	Yes	Integer	N/A	“2” for Partner’s Customer –Card “3” for Partner’s Customer –Other
SubAccountNumber	Optional	String	50	Customer’s sub account number.
SubAccountReferenceNumber	Optional	String	50	Partner's unique code identifying customer’s sub-account.
TransactionReferenceNumber	Optional	String	50	Unique Identifier for this request

AuthCommit Response

📘
FirstName, LastName, ZipCode are required for ALL GDN Partners, including Point of Banking (POB) Partners.

ResponseHeader

Field	Required	Type	Max Length	Description
RequestID	Yes	String	50	Request Identifier echoed back from request
ResponseCode	Yes	String	2	Indicates successful and non-successful responses.
ResponseDateTime	Yes	DateTime	N/A	Timestamp of response in UTC time.
ResponseID	Yes	String	50	Unique Response Identifier
ResponseText	Yes	String	255	Response code description.
Version	Yes	String	10	Value = 2.0.0Format: ..
Amount	Yes	Decimal	N/A	Transacted Amount
Balance	Optional	Decimal	N/A	Target Account Balance. Only if response is success.
ConfirmationID	Yes	String	50	Unique Confirmation number. Only if response is success.For AccountType “7” (Barcode Funding), the ConfirmationID will be sent to user via email/SMS. Green Dot and partner customer support teams may use this value to look-up/search transactions

Customer

Field	Required	Type	Max Length	Description
Address1	Optional	String	35	Address
Address2	Optional	String	35	Address
City	Optional	String	25	City
CustomerReferenceNumber	Yes	String	50	Customer reference number.
DLNumber	Optional	String	30	Driver License Number or State ID.
DLState	Optional	String	2	Driver License Number or State ID issue state.
DOB	Optional	String	10	Date of Birth. YYYY-MM-DD
FirstName	Yes	String	25	First Name of Customer.
LastName	Yes	String	25	Last Name of Customer.
MiddleName	Optional	String	25	Middle Name of Customer.
Phone	Optional	String	10	Phone Number.
SSN	Optional	String	9	Preferredtohave customer full SSN or Tax IDelse last 4 digits of customer SSN or Tax IDrequired.
State	Optional	String	2	State
ZipCode	Yes	String	10	USPS zip code.
DictionaryEntry	Optional	String	N/A	Array of key-value pairs.

SourceAccount

Information regarding the Account from which the funds will be moved. Ex: MoneyPak

Field	Required	Type	Max Length	Description
AccountNumber	Yes	String	50	Account Number or Barcode number of the given AccountType.
AccountReferenceNumber	Optional	String	50	Reference Number of the given AccountType.For Barcode funding, this will be the barcode transaction number. For MoneyPak, this will be the PIN reference number. For Disbursements, this will be the Green Dot Customer reference number
AccountType	Yes	Integer	N/A	“1” for MoneyPak PIN “4” for POS Cash Funding “5” for Check Funding “6” for Promotion Funding “7” for Barcode Funding “8” for Disbursement “9” for Barcode Cash Pick-Up
SubAccountNumber	Optional	String	50
SubAccountReferenceNumber	Optional	String	50

TargetAccount

Information regarding the Account to which the funds will be moved. Ex: Partner’s Customer Account

Field	Required	Type	Max Length	Description
AccountNumber	Yes	String	50	Customer Account Number.
AccountReferenceNumber	Optional	String	50	Partner's unique reference number identifying customer account.
AccountType	Yes	Integer	N/A	“2” for Partner’s Customer –Card “3” for Partner’s Customer –Other
SubAccountNumber	Optional	String	50	Customer’s sub account number.
SubAccountReferenceNumber	Optional	String	50	Partner's unique reference number identifying customer’s sub-account.

Sample Request/Response

Request

<s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/"><s:Body><AuthCommit xmlns="http://greendotcorp.com/WebServices/Corporate/GDNPartnerAPI/"><request xmlns:a="https://partners.greendotcorp.com/GDCPartners/GDCWS_GDNPartnerAPI/" xmlns:i="http://www.w3.org/2001/XMLSchema-instance"><a:Audit i:nil="true"></a:Audit><a:Authentication><a:PartnerCode>GreenDot</a:PartnerCode><a:Password>********</a:Password><a:UserName>********</a:UserName></a:Authentication><a:Channel>5</a:Channel><a:RequestDateTime>2020-03-10T07:09:00.808077Z</a:RequestDateTime><a:RequestID>AuthCommit2020-03-10T15:08:40</a:RequestID><a:Version>2.0.0</a:Version><a:Amount>500.0000</a:Amount><a:Customer i:nil="true"></a:Customer><a:Description>TestAuthCommit</a:Description><a:DictionaryEntry xmlns:b="http://schemas.microsoft.com/2003/10/Serialization/Arrays"><b:KeyValueOfstringstring><b:Key>Partner</b:Key><b:Value>***</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreNumber</b:Key><b:Value>****</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreState</b:Key><b:Value>**</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreName</b:Key><b:Value>***</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreCity</b:Key><b:Value>****</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreAddress1</b:Key><b:Value>****</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreAddress2</b:Key><b:Value>****</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreZipcode</b:Key><b:Value>****</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>RetailerName</b:Key><b:Value>*****</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreTransactionDate</b:Key><b:Value>06/05/2023 22:45:00</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreCounty</b:Key><b:Value i:nil="true" /></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreLatitude</b:Key><b:Value>*****</b:Value></b:KeyValueOfstringstring><b:KeyValueOfstringstring><b:Key>StoreLongitude</b:Key><b:Value>*****</b:Value></b:KeyValueOfstringstring></a:DictionaryEntry><a:OriginalConfirmationID>33fa5cf9-cff4-4e8a-8cc2-f896112bb07c</a:OriginalConfirmationID><a:PartialApproval>false</a:PartialApproval><a:PaymentType>7</a:PaymentType><a:ProgramNumber>*******</a:ProgramNumber><a:SourceAccount><a:AccountNumber>83**********************13</a:AccountNumber><a:AccountReferenceNumber>81*********13</a:AccountReferenceNumber><a:AccountType>7</a:AccountType><a:SubAccountNumber i:nil="true"></a:SubAccountNumber><a:SubAccountReferenceNumber>32*****00</a:SubAccountReferenceNumber></a:SourceAccount><a:TargetAccount><a:AccountNumber>44************41</a:AccountNumber><a:AccountReferenceNumber>44************41</a:AccountReferenceNumber><a:AccountType>3</a:AccountType><a:SubAccountNumber i:nil="true"></a:SubAccountNumber><a:SubAccountReferenceNumber i:nil="true"></a:SubAccountReferenceNumber></a:TargetAccount><a:TransactionReferenceNumber i:nil="true"></a:TransactionReferenceNumber></request></AuthCommit></s:Body></s:Envelope >

Response

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/"><soap:Body><ns3:AuthCommitResponse xmlns="https://partners.greendotcorp.com/GDCPartners/GDCWS_GDNPartnerAPI/" xmlns:ns2="http://schemas.microsoft.com/2003/10/Serialization/Arrays" xmlns:ns3="http://greendotcorp.com/WebServices/Corporate/GDNPartnerAPI/" xmlns:ns4="http://schemas.microsoft.com/2003/10/Serialization/"><ns3:AuthCommitResult><RequestID>AuthCommit2020-03-10T15:08:40</RequestID><ResponseCode>00</ResponseCode><ResponseDateTime>2020-03-10T07:09:03.779Z</ResponseDateTime><ResponseID>6508036242667932221466390292234324</ResponseID><ResponseText>Success</ResponseText><Version>2.0.0</Version><Amount>500.0000</Amount><ConfirmationID>65624266793340992217088944660803</ConfirmationID><Customer><CustomerReferenceNumber>231242</CustomerReferenceNumber><FirstName>Test</FirstName><LastName>Bris</LastName><ZipCode>94040</ZipCode></Customer><DictionaryEntry xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:nil="true"></DictionaryEntry><SourceAccount><AccountNumber>83**************************13</AccountNumber><AccountReferenceNumber>81************13</AccountReferenceNumber><AccountType>7</AccountType><SubAccountNumber xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:nil="true"></SubAccountNumber><SubAccountReferenceNumber xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:nil="true"></SubAccountReferenceNumber></SourceAccount><TargetAccount><AccountNumber>44************41</AccountNumber><AccountReferenceNumber>44************41</AccountReferenceNumber><AccountType>3</AccountType><SubAccountNumber xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:nil="true"></SubAccountNumber><SubAccountReferenceNumber xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:nil="true"></SubAccountReferenceNumber></TargetAccount></ns3:AuthCommitResult></ns3:AuthCommitResponse></soap:Body></soap:Envelope >

Retail Consumption AuthCommit (Step 2 of 2-Phase)

AuthCommit Request

RequestHeader

Customer

SourceAccount

TargetAccount

AuthCommit Response

📘FirstName, LastName, ZipCode are required for ALL GDN Partners, including Point of Banking (POB) Partners.

ResponseHeader

Customer

SourceAccount

TargetAccount

Sample Request/Response

Request

Response

📘
FirstName, LastName, ZipCode are required for ALL GDN Partners, including Point of Banking (POB) Partners.