Transaction Webhook Samples

Transaction webhhoks are used to provide event notifications for various transaction types.

Transaction Webhook Event Types with Sample Payloads

📘

All of the following samples on this page follow the "transaction" event type.

Purchase

"transactionStatus": "pending

{
	"accounts": [
		{
			"accountIdentifier": "ebca2752-a700-41f5-9320-3dbd62af0510",
			"events": [
				{
					"eventIdentifier": "c2348b82-0fd8-42dd-bcdb-706f43f4edda",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T05:41:10.756Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "2d7d6c09-b572-4316-b1de-d2819b8f26f8",
							"transactionIdentifier": "e156d7a9-6963-47b1-a5fb-03c070e77157",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "ebca2752-a700-41f5-9320-3dbd62af0510",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T05:41:07.830Z",
							"transactionAmount": 14.06,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "89ac8909-af40-409e-93fa-62bd51218ccd",
									"purseType": "primary",
									"availableBalance": 145.41,
									"ledgerBalance": 159.47,
									"availableBalanceAsOfDateTime": "2019-09-17T05:41:07.830Z",
									"ledgerBalanceAsOfDateTime": "2019-09-17T02:35:49.160Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-17T05:41:07.000Z",
								"cashBackAmount": 0,
								"cardAcceptor": {
									"merchantName": "Amazon Prime",
									"merchantIndustryCode": "5968",
									"merchantIndustryCategory": "Mail Order/Telephone Order Providers",
									"city": "Amzn.com/bill",
									"stateProvReg": "WA",
									"merchantIndustryDescription": "Direct marketing — continuity/subscription merchants"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2019-09-27",
									"requestAuthorizationAmount": 14.06,
									"approvalCode": "170296",
									"eci": "recurring",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "declined

{
	"accounts": [
		{
			"accountIdentifier": "66370507-d2d6-4ec5-9aa7-36bf36501801",
			"events": [
				{
					"eventIdentifier": "d37065fa-3caa-4efd-94be-1aa11c8fd6a9",
					"eventType": "transaction",
					"eventDateTime": "2025-06-24T07:02:59.037Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "46ec5dea-d48d-caa9-ea5d-ec468dd4a9ca",
							"retrievalReferenceNumber": "918482595746",
							"transactionIdentifier": "46ec5dea-d48d-caa9-ea5d-ec468dd4a9ca",
							"transactionType": "purchase",
							"transactionStatus": "declined",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "66370507-d2d6-4ec5-9aa7-36bf36501801",
							"bin": "800101",
							"last4Pan": "3392",
							"currency": "USD",
							"postedDateTime": "2025-06-24T07:01:03.000Z",
							"transactionAmount": 2000.0,
							"isCredit": false,
							"userIdentifier": "8d427057-6ec3-4026-a421-5f865dcbc225",
							"paymentIdentifier": "0563cf0b-d7e2-4b4c-9e8f-b249aae7bd0e",
							"purses": [
								{
									"purseIdentifier": "6d70e9f6-6656-4abb-8c50-d381e3c415d1",
									"purseType": "primary",
									"availableBalance": 1000.0,
									"ledgerBalance": 1000.0,
									"availableBalanceAsOfDateTime": "2025-06-24T07:01:02.910Z",
									"ledgerBalanceAsOfDateTime": "2025-06-24T07:01:02.910Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-06-24T07:01:04.000Z",
								"cardAcceptor": {
									"merchantName": "name                  ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "PA",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"requestAuthorizationAmount": 2000.0,
									"declineReason": "velocityLimitExceeded",
									"authStatusIndicator": "I",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "expired

{
	"accounts": [
		{
			"accountIdentifier": "a2c6bdd2-900c-4e4e-be17-752122d8e5d0",
			"events": [
				{
					"eventIdentifier": "5aa23c89-702d-4834-bd72-95168b592af3",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T04:55:37.605Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "32137df1-4c83-4c3f-bbe6-e9c10e71b24e",
							"transactionIdentifier": "da9b0cfa-baa1-4217-a652-f86f083653b3",
							"transactionType": "purchase",
							"transactionStatus": "expired",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "a2c6bdd2-900c-4e4e-be17-752122d8e5d0",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-12T12:40:16.597Z",
							"transactionAmount": 0.79,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "c9213d47-8226-46b6-abbc-1c7018becc8e",
									"purseType": "primary",
									"availableBalance": 12.88,
									"ledgerBalance": 12.88,
									"availableBalanceAsOfDateTime": "2019-09-15T00:35:39.283Z",
									"ledgerBalanceAsOfDateTime": "2019-09-15T00:35:39.283Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-12T12:40:16.000Z",
								"cashBackAmount": 0,
								"cardAcceptor": {
									"merchantName": "ORDER WISH COM",
									"merchantIndustryCode": "5311",
									"merchantIndustryCategory": "Retail Stores",
									"city": "SAN FRANCISCO",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Department stores"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2019-09-16",
									"requestAuthorizationAmount": 0.79,
									"authStatusIndicator": "I",
									"approvalCode": "123123",
									"eci": "eCommerce",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "completed

{
	"accounts": [
		{
			"accountIdentifier": "e233251d-6223-40bb-a21c-999805e6f5f3",
			"events": [
				{
					"eventIdentifier": "3885f54b-f98c-4020-a697-5efe328225fb",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T02:50:31.956Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "ff238239-4b16-43ae-9a5e-6c264d10148c",
							"transactionIdentifier": "a14d25c8-8daf-4086-88f0-5654b98768df",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e233251d-6223-40bb-a21c-999805e6f5f3",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T02:35:42.280Z",
							"transactionAmount": 14.12,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "3f71663f-862f-405c-940b-9193f9fe58df",
									"purseType": "primary",
									"availableBalance": 10.64,
									"ledgerBalance": 44.06,
									"availableBalanceAsOfDateTime": "2019-09-17T02:35:42.280Z",
									"ledgerBalanceAsOfDateTime": "2019-09-17T02:35:42.280Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-17T01:09:24.000Z",
								"cashBackAmount": 0,
								"cardAcceptor": {
									"merchantName": "SAFEWAY STORE 9999",
									"merchantIndustryCode": "5411",
									"merchantIndustryCategory": "Retail Stores",
									"city": "Boise",
									"stateProvReg": "ID",
									"merchantIndustryDescription": "Groceries and supermarkets"
								},
								"postTransactionData": {
									"localDateTime": "2019-09-16T18:09:23.000",
									"postingDateTime": "2019-09-17T02:35:42.280Z"
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "cleared

{
	"accounts": [
		{
			"accountIdentifier": "ee717eca-6beb-45b2-8066-40536bde66e3",
			"events": [
				{
					"eventIdentifier": "908f880a-7b39-4b1e-9aa5-16ebed8647d0",
					"eventType": "transaction",
					"eventDateTime": "2019-09-16T02:37:57.304Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "6e483515-44d5-4c2f-a2b5-a78288a2805c",
							"transactionIdentifier": "111af62e-d3a7-4f6d-9cbe-ab28ba4c3ee3",
							"transactionType": "purchase",
							"transactionStatus": "cleared",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "ee717eca-6beb-45b2-8066-40536bde66e3",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-16T02:37:55.970Z",
							"transactionAmount": 16,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "424f35e3-b4c1-41ba-8fa0-a42d8adc2b74",
									"purseType": "primary",
									"availableBalance": 740,
									"ledgerBalance": 740,
									"availableBalanceAsOfDateTime": "2019-09-16T02:37:55.970Z",
									"ledgerBalanceAsOfDateTime": "2019-09-16T02:37:55.970Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-13T19:35:28.000Z",
								"cashBackAmount": 0,
								"cardAcceptor": {
									"merchantName": "GOOGLE*GOOGLE MUSIC",
									"merchantIndustryCode": "5817",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "G.CO HELPPAY#",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Digital Goods - Software Applications (Excluding Games)"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2019-09-17",
									"requestAuthorizationAmount": 16,
									"approvalCode": "123123",
									"eci": "recurring",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

Network Card Load

"transactionStatus": "pending

{
	"accounts": [
		{
			"accountIdentifier": "b8263708-60fe-4b3c-b4ee-a9ef9158acab",
			"events": [
				{
					"eventIdentifier": "4e5183aa-8fa6-46af-a633-380ce8aea9ca",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T06:00:41.619Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "e2538e8c-88f0-4e04-8309-c6b04ef387c4",
							"transactionIdentifier": "cb714d99-4093-4af7-b385-a959d30de7fc",
							"transactionType": "networkCardLoad",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Deposit",
							"accountIdentifier": "b8263708-60fe-4b3c-b4ee-a9ef9158acab",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T06:00:40.683Z",
							"transactionAmount": 106.94,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "baf7c66a-b7be-4e42-977c-5eebe48a6cfd",
									"purseType": "primary",
									"availableBalance": 106.94,
									"ledgerBalance": 8.73,
									"availableBalanceAsOfDateTime": "2019-09-17T06:00:40.683Z",
									"ledgerBalanceAsOfDateTime": "2019-09-16T20:48:00.490Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-17T06:00:40.000Z",
								"cardAcceptor": {
									"merchantName": "Lyft, Inc.",
									"merchantIndustryCode": "8899",
									"merchantIndustryCategory": "Transportation",
									"city": "Visa Direct",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Taxi-cabs and limousines"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2019-09-21",
									"requestAuthorizationAmount": 106.94,
									"approvalCode": "123123",
									"eci": "eCommerce",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "declined

{
	"accounts": [
		{
			"accountIdentifier": "4fd89f2b-beb9-4072-a025-ce6b60fca19c",
			"events": [
				{
					"eventIdentifier": "c33a5f8e-c213-455c-a0cd-a5c9ba6c3e1c",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T01:32:10.894Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "c6465a75-d137-4da7-a1ab-cfbdbf3684ad",
							"transactionIdentifier": "056f3b5f-ff07-4cd2-ad0d-d843b7a6385d",
							"transactionType": "networkCardLoad",
							"transactionStatus": "declined",
							"transactionTypeDescription": "Deposit",
							"accountIdentifier": "4fd89f2b-beb9-4072-a025-ce6b60fca19c",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T01:32:10.190Z",
							"transactionAmount": 10,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "6f10398f-a84f-478e-843e-cb14c10d556a",
									"purseType": "primary",
									"availableBalance": 2.14,
									"ledgerBalance": 5.41,
									"availableBalanceAsOfDateTime": "2019-09-17T01:32:10.190Z",
									"ledgerBalanceAsOfDateTime": "2019-08-27T17:49:31.970Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-17T01:32:10.000Z",
								"cardAcceptor": {
									"merchantName": "Merchant Name",
									"merchantIndustryCode": "6012",
									"merchantIndustryCategory": "Service Providers",
									"city": "Visa Direct",
									"stateProvReg": "AZ",
									"merchantIndustryDescription": "Financial institutions — merchandise and services"
								},
								"authorizedTransactionData": {
									"requestAuthorizationAmount": 10,
									"declineReason": "closedCard",
									"eci": "eCommerce",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "completed

{
	"accounts": [
		{
			"accountIdentifier": "4e6ca262-fc44-427a-9382-baac1f0eac6af",
			"events": [
				{
					"eventIdentifier": "5e69e6cb-c0ce-4a64-9462-106a3ee93ca6",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T00:52:37.204Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "a28030d4-37d7-4602-8c0f-0a536d78a604",
							"transactionIdentifier": "a28030d4-37d7-4602-8c0f-0a536d78a604",
							"transactionType": "networkCardLoad",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Deposit",
							"accountIdentifier": "4e6ca262-fc44-427a-9382-baac1f0eac6a",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T00:43:45.801Z",
							"transactionAmount": 3.75,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "c5aaa5de-c186-423f-a4e3-1132004c6ca7",
									"purseType": "primary",
									"availableBalance": 227.97,
									"ledgerBalance": 227.97,
									"availableBalanceAsOfDateTime": "2019-09-17T00:43:45.817Z",
									"ledgerBalanceAsOfDateTime": "2019-09-17T00:43:45.817Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-16T22:58:36.000Z",
								"cardAcceptor": {
									"merchantName": "Lyft, Inc.",
									"merchantIndustryCode": "4121",
									"merchantIndustryCategory": "Transportation",
									"city": "VISA DIRECT",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Taxi-cabs and limousines"
								},
								"postTransactionData": {
									"localDateTime": "2019-09-16T22:58:36.000",
									"postingDateTime": "2019-09-17T00:43:45.801Z"
								}
							}
						}
					]
				}
			]
		}
	]
}

ATM Withdrawal

"transactionStatus": "pending”

{
	"accounts": [
		{
			"accountIdentifier": "ef772cdb-f784-4a8f-9e1c-99287112fe0a",
			"events": [
				{
					"eventIdentifier": "bc7ea013-e720-4205-9d46-aa09ccb32bcd",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T06:12:58.336Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "448eaa6c-483b-40df-bf8d-ff90279c16d2",
							"transactionIdentifier": "2dfcb5ae-c089-4912-9b41-4c3c63a153f5",
							"transactionType": "atmWithdrawal",
							"transactionStatus": "pending",
							"transactionTypeDescription": "ATM Withdrawal",
							"accountIdentifier": "ef772cdb-f784-4a8f-9e1c-99287112fe0a",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T06:12:57.495Z",
							"transactionAmount": 20,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "11bfd340-603b-49c1-abd2-33db766bd1c9",
									"purseType": "primary",
									"availableBalance": 0,
									"ledgerBalance": 0,
									"availableBalanceAsOfDateTime": "2019-09-17T06:12:57.497Z",
									"ledgerBalanceAsOfDateTime": "2019-09-14T17:58:38.513Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-17T06:12:57.000Z",
								"cardAcceptor": {
									"merchantName": "Cardtronics ABDC",
									"merchantIndustryCode": "6011",
									"merchantIndustryCategory": "Service Providers",
									"city": "LAS VEGAS",
									"stateProvReg": "NV",
									"merchantIndustryDescription": "Financial institutions — automated cash disbursements"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2019-09-27",
									"requestAuthorizationAmount": 20,
									"approvalCode": "123123",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "declined”

{
	"accounts": [
		{
			"accountIdentifier": "889933e5-3d13-4071-8a70-19fa1e361070",
			"events": [
				{
					"eventIdentifier": "271ac9b9-8e7b-496f-91e5-dc3d9e7bd24f",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T04:16:55.273Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "35e268fe-348c-4e33-83af-c6f4833e47eb",
							"transactionIdentifier": "e95e0995-852e-4b21-b5c4-828f79788f2f",
							"transactionType": "atmWithdrawal",
							"transactionStatus": "declined",
							"transactionTypeDescription": "ATM Withdrawal",
							"accountIdentifier": "889933e5-3d13-4071-8a70-19fa1e361070",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T04:16:53.915Z",
							"transactionAmount": 503,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "77132e5c-4555-4027-9768-28b258e5466a",
									"purseType": "primary",
									"availableBalance": 500,
									"ledgerBalance": 500,
									"availableBalanceAsOfDateTime": "2019-09-17T04:16:53.917Z",
									"ledgerBalanceAsOfDateTime": "2019-09-17T03:36:16.140Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-17T04:16:53.000Z",
								"cardAcceptor": {
									"merchantName": "US BANK",
									"merchantIndustryCode": "6011",
									"merchantIndustryCategory": "Service Providers",
									"city": "LAFAYETTE",
									"stateProvReg": "LA",
									"merchantIndustryDescription": "Financial institutions — automated cash disbursements"
								},
								"authorizedTransactionData": {
									"requestAuthorizationAmount": 503,
									"declineReason": "wrongPIN",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "completed”

{
	"accounts": [
		{
			"accountIdentifier": "d20547b4-e36b-4151-83f1-b552aca546bc",
			"events": [
				{
					"eventIdentifier": "92d6bfbe-28e4-4e3b-ba78-399248dd1032",
					"eventType": "transaction",
					"eventDateTime": "2019-09-15T20:53:57.105Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "0c8d7647-a5e8-4078-88b5-6b5cc767aafc",
							"transactionIdentifier": "0c8d7647-a5e8-4078-88b5-6b5cc767aafc",
							"transactionType": "atmWithdrawal",
							"transactionStatus": "completed",
							"transactionTypeDescription": "ATM Withdrawal",
							"accountIdentifier": "d20547b4-e36b-4151-83f1-b552aca546bc",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-15T20:53:55.277Z",
							"transactionAmount": 40,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "262a886a-af44-4234-a9e5-10ea92dcf4ac",
									"purseType": "primary",
									"availableBalance": 1.51,
									"ledgerBalance": 1.51,
									"availableBalanceAsOfDateTime": "2019-09-15T20:53:55.277Z",
									"ledgerBalanceAsOfDateTime": "2019-09-15T20:53:55.277Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-15T17:10:40.000Z",
								"cardAcceptor": {
									"merchantName": "Cardtronics C2ST612 E W",
									"merchantIndustryCode": "6011",
									"merchantIndustryCategory": "Service Providers",
									"city": "AKRON",
									"stateProvReg": "OH",
									"merchantIndustryDescription": "Financial institutions — automated cash disbursements"
								},
								"postTransactionData": {
									"localDateTime": "2019-09-15T13:10:36.000",
									"postingDateTime": "2019-09-15T20:53:55.277Z"
								}
							}
						}
					]
				}
			]
		}
	]
}

Fee Transaction Type

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
            "events": [
                {
                    "eventIdentifier": "1c13332c-0de5-4c16-8a8d-58a31323e332",
                    "eventType": "transaction",
                    "eventDateTime": "2025-06-12T02:01:02.644Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "f788c91f-2836-4fe6-1fc9-88f73628e64f",
                            "retrievalReferenceNumber": "788931549797319",
                            "transactionIdentifier": "20d47348-f5b2-ce2b-4873-d420b2f52bce",
                            "transactionType": "atmWithdrawal",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "ATM Withdrawal",
                            "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
                            "bin": "499998",
                            "last4Pan": "1634",
                            "currency": "USD",
                            "postedDateTime": "2025-06-12T00:00:59.000Z",
                            "transactionAmount": 35.17,
                            "isCredit": false,
                            "userIdentifier": "d92fd763-e79f-487c-8b1d-ec74dca04a1a",
                            "paymentIdentifier": "1c242e07-c930-4e46-b355-667b40ada61e",
                            "purses": [
                                {
                                    "purseIdentifier": "a2128892-3a5b-49c9-aa06-26e76f65bef0",
                                    "purseType": "primary",
                                    "availableBalance": 58.88,
                                    "ledgerBalance": 826.57,
                                    "availableBalanceAsOfDateTime": "2025-06-12T00:00:59.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-06-12T00:00:59.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-06-12T00:00:59.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "6011",
                                    "merchantIndustryCategory": "Service Providers",
                                    "city": "CITY NAME",
                                    "merchantIndustryDescription": "Financial institutions -  automated cash disbursements"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-06-11T19:00:59.000",
                                    "postingDateTime": "2025-06-12T00:00:59.000Z",
                                    "approvalCode": "045507"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

Out of Network ATM Withdrawal Fee

{
    "accounts": [
        {
            "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
            "events": [
                {
                    "eventIdentifier": "22af6bdb-7ead-44ac-aca5-34e26dbe6743",
                    "eventType": "transaction",
                    "eventDateTime": "2025-06-12T02:01:58.005Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "335a4b2a-3b0c-ac3d-2a4b-5a330c3b3dac",
                            "transactionIdentifier": "335a4b2a-3b0c-ac3d-2a4b-5a330c3b3dac",
                            "transactionType": "fee",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Fee",
                            "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
                            "currency": "USD",
                            "postedDateTime": "2025-06-12T00:01:52.000Z",
                            "transactionAmount": 75.86,
                            "isCredit": true,
                            "userIdentifier": "d92fd763-e79f-487c-8b1d-ec74dca04a1a",
                            "paymentIdentifier": "1c242e07-c930-4e46-b355-667b40ada61e",
                            "purses": [
                                {
                                    "purseIdentifier": "a2128892-3a5b-49c9-aa06-26e76f65bef0",
                                    "purseType": "primary",
                                    "availableBalance": -11.0,
                                    "ledgerBalance": -561.24,
                                    "availableBalanceAsOfDateTime": "2025-06-12T07:01:39.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-06-12T07:01:39.000Z"
                                }
                            ],
                            "fees": [
                                {
                                    "feeType": "atmWithdrawalFee",
                                    "amount": 75.86,
                                    "currency": "USD",
                                    "description": "Out of Network ATM Withdrawal Fee"
                                }
                            ]
                        }
                    ]
                }
            ]
        }
    ]
}

ATM withdraw international

Fee Transaction Type

{
    "accounts": [
        {
            "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
            "events": [
                {
                    "eventIdentifier": "6c122225-aab8-4663-98aa-a755c4b25b3b",
                    "eventType": "transaction",
                    "eventDateTime": "2025-06-17T07:51:21.653Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "85ed195f-23f1-c08f-5f19-ed85f1238fc0",
                            "retrievalReferenceNumber": "",
                            "transactionIdentifier": "9414d51d-ed4d-cf97-1dd5-14944ded97cf",
                            "transactionType": "atmWithdrawal",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "ATM Withdrawal",
                            "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
                            "bin": "424067",
                            "last4Pan": "0760",
                            "currency": "USD",
                            "postedDateTime": "2025-06-16T10:35:51.000Z",
                            "transactionAmount": 200.0,
                            "isCredit": false,
                            "userIdentifier": "7dcb5345-6b59-41e2-8d97-9d2001d2e3c2",
                            "paymentIdentifier": "c70f18a4-2d5b-4fcf-846a-3f0dd242a05a",
                            "purses": [
                                {
                                    "purseIdentifier": "99e77773-99ce-4bab-9f36-14cf27d2082a",
                                    "purseType": "primary",
                                    "availableBalance": 522.5,
                                    "ledgerBalance": 522.5,
                                    "availableBalanceAsOfDateTime": "2025-06-16T11:20:56.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-06-16T11:20:56.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-06-16T08:35:51.000Z",
                                "cardAcceptor": {
                                    "merchantName": "CARD ACCEPTOR",
                                    "merchantIndustryCode": "6011",
                                    "merchantIndustryCategory": "Service Providers",
                                    "city": "CITY NAME",
                                    "merchantIndustryDescription": "Financial institutions -  automated cash disbursements"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-06-16T03:35:51.000",
                                    "postingDateTime": "2025-06-16T10:35:51.000Z",
                                    "approvalCode": "323677"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}
Foreign Transaction Fee
{
    "accounts": [
        {
            "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
            "events": [
                {
                    "eventIdentifier": "23cbd035-5d9a-46cf-bf0f-38c7e750815f",
                    "eventType": "transaction",
                    "eventDateTime": "2025-06-17T12:20:13.852Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "275a7a82-a7db-356f-827a-5a27dba76f35",
                            "transactionIdentifier": "275a7a82-a7db-356f-827a-5a27dba76f35",
                            "transactionType": "fee",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Fee",
                            "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
                            "currency": "USD",
                            "postedDateTime": "2025-06-16T10:35:52.000Z",
                            "transactionAmount": 9.0,
                            "isCredit": false,
                            "userIdentifier": "7dcb5345-6b59-41e2-8d97-9d2001d2e3c2",
                            "paymentIdentifier": "c70f18a4-2d5b-4fcf-846a-3f0dd242a05a",
                            "purses": [
                                {
                                    "purseIdentifier": "99e77773-99ce-4bab-9f36-14cf27d2082a",
                                    "purseType": "primary",
                                    "availableBalance": 522.5,
                                    "ledgerBalance": 522.5,
                                    "availableBalanceAsOfDateTime": "2025-06-16T11:20:55.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-06-16T11:20:55.000Z"
                                }
                            ],
                            "fees": [
                                {
                                    "feeType": "foreignTransactionFee",
                                    "amount": 9.0,
                                    "currency": "USD",
                                    "description": "Foreign Transaction Fee"
                                }
                            ]
                        }
                    ]
                }
            ]
        }
    ]
}

Refund

"transactionStatus": "removed”

{
	"accounts": [
		{
			"accountIdentifier": "554697e0-e6eb-49c1-9cfd-6bd88ce8e830",
			"events": [
				{
					"eventIdentifier": "e2310483-adbf-464c-827e-78d9d049cf35",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T06:32:10.572Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "63a8714c-d974-4420-a5aa-5448dfe28d6f",
							"transactionIdentifier": "b213be31-c32f-4439-8517-69afb847f133",
							"transactionType": "refund",
							"transactionStatus": "removed",
							"transactionTypeDescription": "Refund",
							"accountIdentifier": "554697e0-e6eb-49c1-9cfd-6bd88ce8e830",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-17T06:32:07.055Z",
							"transactionAmount": 8,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "498aba19-19aa-4eb7-88aa-939e2a98edfa",
									"purseType": "primary",
									"availableBalance": 40.18,
									"ledgerBalance": 43.43,
									"availableBalanceAsOfDateTime": "2019-09-17T06:32:07.060Z",
									"ledgerBalanceAsOfDateTime": "2019-09-13T00:21:36.597Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-17T06:32:07.000Z",
								"cashBackAmount": 0,
								"cardAcceptor": {
									"merchantName": "LOCAL LAUNDRY",
									"merchantIndustryCode": "7211",
									"merchantIndustryCategory": "Personal Service Providers",
									"city": "EL SEGUNDO",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Laundry services — family and commercial"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2019-09-21",
									"requestAuthorizationAmount": 8,
									"approvalCode": "663260",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

Cash Reload

"transactionStatus": "completed”

{
	"accounts": [
		{
			"accountIdentifier": "1d6c978d-b5b3-4f42-893f-c8a2973f7302",
			"events": [
				{
					"eventIdentifier": "bfa6b62f-b345-465e-84ca-5097ad4e08f0",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T06:27:37.042Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "27314134-09f3-4e53-843a-7aa022342e21",
							"transactionIdentifier": "27314134-09f3-4e53-843a-7aa022342e21",
							"transactionType": "cashReload",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Cash Deposit",
							"accountIdentifier": "1d6c978d-b5b3-4f42-893f-c8a2973f7302",
							"currency": "USD",
							"postedDateTime": "2019-09-17T06:27:36.086Z",
							"transactionAmount": 100,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "fb34f7eb-4b93-4964-82e8-ff21691cb378",
									"purseType": "primary",
									"availableBalance": 101,
									"ledgerBalance": 101,
									"availableBalanceAsOfDateTime": "2019-09-17T06:27:36.087Z",
									"ledgerBalanceAsOfDateTime": "2019-09-17T06:27:36.087Z"
								}
							],
							"postedInternalTransactionData": {
								"description": "Walgreens 2000, Houston TX",
								"transferType": "swipeReload",
								"retailSaleData": {
									"city": "Houston",
									"state": "TX",
									"merchantName": "Walgreens",
									"storeNumber": "2000"
								}
							}
						}
					]
				}
			]
		}
	]
}

Adjustment

"transactionStatus": "completed”

{
	"accounts": [
		{
			"accountIdentifier": "6f8612a0-5b3d-4511-b804-460930ad621e",
			"events": [
				{
					"eventIdentifier": "4173bd27-b949-4a68-8b70-ad9e2160f914",
					"eventType": "transaction",
					"eventDateTime": "2019-09-17T00:35:16.793Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "3aed91bd-e82a-450b-97f1-79b47b2c1e2c",
							"transactionIdentifier": "3aed91bd-e82a-450b-97f1-79b47b2c1e2c",
							"transactionType": "adjustment",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Adjustment",
							"accountIdentifier": "6f8612a0-5b3d-4511-b804-460930ad621e",
							"currency": "USD",
							"postedDateTime": "2019-09-17T00:35:15.282Z",
							"transactionAmount": 0.3,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "de513478-b135-41c1-9552-9a3bcdec24eb",
									"purseType": "primary",
									"availableBalance": 27.02,
									"ledgerBalance": 27.02,
									"availableBalanceAsOfDateTime": "2019-09-17T00:35:15.283Z",
									"ledgerBalanceAsOfDateTime": "2019-09-17T00:35:15.283Z"
								}
							],
							"postedInternalTransactionData": {
								"adjustmentType": "provisionalDispute",
								"description": "Dispute Provisional Credit",
								"transferType": "adjustment"
							}
						}
					]
				}
			]
		}
	]
}

"transactionStatus": "reversed”

{
	"accounts": [
		{
			"accountIdentifier": "0c95ecab-5d54-4fa3-8385-7a4c98a8b7f3",
			"events": [
				{
					"eventIdentifier": "8f069502-a1cc-43b5-9057-b05ac82d95f2",
					"eventType": "transaction",
					"eventDateTime": "2019-09-16T19:29:32.543Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "f33eb567-fff3-4424-be37-96fc861c2c5c",
							"transactionIdentifier": "f33eb567-fff3-4424-be37-96fc861c2c5c",
							"transactionType": "adjustment",
							"transactionStatus": "reversed",
							"transactionTypeDescription": "Adjustment",
							"accountIdentifier": "0c95ecab-5d54-4fa3-8385-7a4c98a8b7f3",
							"currency": "USD",
							"postedDateTime": "2019-09-16T19:29:29.333Z",
							"transactionAmount": 90.24,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "61960ed6-160c-42ed-a127-6a82249d005c",
									"purseType": "primary",
									"availableBalance": -87.74,
									"ledgerBalance": -87.74,
									"availableBalanceAsOfDateTime": "2019-09-16T19:29:29.333Z",
									"ledgerBalanceAsOfDateTime": "2019-09-16T19:29:29.333Z"
								}
							],
							"postedInternalTransactionData": {
								"adjustmentType": "provisionalDisputeReversal",
								"description": "Dispute Provisional Credit Reversal",
								"transferType": "adjustment"
							}
						}
					]
				}
			]
		}
	]
}

Teller CashWithdrawal

"transactionStatus": "declined”

{
	"accounts": [
		{
			"accountIdentifier": "a0450efc-8aff-472a-95d9-69285becc97c",
			"events": [
				{
					"eventIdentifier": "83c3174e-18c1-497e-a4e5-690fa2b4d5f0",
					"eventType": "transaction",
					"eventDateTime": "2019-09-16T13:33:20.524Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "d69799de-e8ff-4ebe-9ee5-f86857e2374f",
							"transactionIdentifier": "0cb881e2-2d63-4f1e-b3ef-7291977263bb",
							"transactionType": "tellerCashWithdrawal",
							"transactionStatus": "declined",
							"transactionTypeDescription": "Teller Cash Withdrawal",
							"accountIdentifier": "a0450efc-8aff-472a-95d9-69285becc97c",
							"bin": "123456",
							"last4Pan": "6789",
							"currency": "USD",
							"postedDateTime": "2019-09-16T13:33:19.707Z",
							"transactionAmount": 260,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "d5c31053-7ef0-4a31-a510-25c18658e5b8",
									"purseType": "primary",
									"availableBalance": 262.85,
									"ledgerBalance": 262.85,
									"availableBalanceAsOfDateTime": "2019-09-16T13:33:19.707Z",
									"ledgerBalanceAsOfDateTime": "2019-09-16T10:37:43.470Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2019-09-16T13:33:19.000Z",
								"cardAcceptor": {
									"merchantName": "CHASE-MAIN STREET",
									"merchantIndustryCode": "6010",
									"merchantIndustryCategory": "Service Providers",
									"city": "CLEVELAND",
									"stateProvReg": "OH",
									"merchantIndustryDescription": "Financial institutions — manual cash disbursements"
								},
								"authorizedTransactionData": {
									"requestAuthorizationAmount": 260,
									"declineReason": "other",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

Fee

"transactionStatus": "completed”

{
	"accounts": [
		{
			"accountIdentifier": "3fdc1666-69f7-4546-8bef-06171551a139",
			"events": [
				{
					"eventIdentifier": "00be906e-c7b8-4ff5-babf-15d3810e54d9",
					"eventType": "transaction",
					"eventDateTime": "2019-09-16T00:41:20.569Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "c0a5681c-e68c-4fc5-8eb4-d46f82f3639c",
							"transactionIdentifier": "c0a5681c-e68c-4fc5-8eb4-d46f82f3639c",
							"transactionType": "fee",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Fee",
							"accountIdentifier": "1c6c895d-a11c-4546-9243-1528375a70bd",
							"currency": "USD",
							"postedDateTime": "2019-09-16T00:41:19.396Z",
							"transactionAmount": 1.42,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "c56fa2f7-bb25-47bc-87f5-ccc074baa779",
									"purseType": "primary",
									"availableBalance": 1.56,
									"ledgerBalance": 1.56,
									"availableBalanceAsOfDateTime": "2019-09-16T00:41:19.397Z",
									"ledgerBalanceAsOfDateTime": "2019-09-16T00:41:19.397Z"
								}
							],
							"fees": [
								{
									"feeType": "foreignTransactionFee",
									"amount": 1.42,
									"currency": "USD",
									"description": "Foreign Transaction Fee"
								}
							]
						}
					]
				}
			]
		}
	]
}

Purse Transfer

"transactionStatus": "completed”

{
	"accounts": [
		{
			"accountIdentifier": "21c320cf-c596-4847-9b5e-c6fd11ad45af",
			"events": [
				{
					"eventIdentifier": "a276333e-de0e-45a0-a9c5-4ce19b3c0694",
					"eventType": "transaction",
					"eventDateTime": "2019-09-14T19:58:12.248Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "59c6c2fb-7162-4b78-9f89-82546a61d450",
							"transactionIdentifier": "59c6c2fb-7162-4b78-9f89-82546a61d450",
							"transactionType": "purseTransfer",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Transfer",
							"accountIdentifier": "21c320cf-c596-4847-9b5e-c6fd11ad45af",
							"currency": "USD",
							"postedDateTime": "2019-09-14T19:58:09.686Z",
							"transactionAmount": 27.52,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "ecea478f-6c44-4169-a5f8-f1c11f29652a",
									"purseType": "primary",
									"availableBalance": 427.52,
									"ledgerBalance": 427.52,
									"availableBalanceAsOfDateTime": "2019-09-14T19:58:09.687Z",
									"ledgerBalanceAsOfDateTime": "2019-09-14T19:58:09.687Z"
								}
							],
							"postedInternalTransactionData": {
								"transferIdentifier": "37404b99-0efa-4c0b-bdfe-d1c967d3ab07",
								"description": "Transfer from Groceries",
								"transferType": "purseTransfer"
							}
						}
					]
				}
			]
		}
	]
}

Peer Transfer

"transactionStatus": "completed”

{
	"accounts": [
		{
			"accountIdentifier": "65190973-cbfd-458a-8f3f-27cbe1998ce6",
			"events": [
				{
					"eventIdentifier": "62df713c-f619-4c44-a1ec-a89c8b56f10e",
					"eventType": "transaction",
					"eventDateTime": "2025-06-25T10:19:39.985Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "e6179049-e41f-392c-4990-17e61fe42c39",
							"transactionIdentifier": "e6179049-e41f-392c-4990-17e61fe42c39",
							"transactionType": "peerTransfer",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Transfer",
							"accountIdentifier": "65190973-cbfd-458a-8f3f-27cbe1998ce6",
							"currency": "USD",
							"postedDateTime": "2025-06-25T07:04:55.438Z",
							"transactionAmount": 100.0,
							"isCredit": false,
							"purses": [
								{
									"purseIdentifier": "007a02e9-1672-450f-b147-83e754c7b55c",
									"purseType": "primary",
									"availableBalance": 400.0,
									"ledgerBalance": 400.0,
									"availableBalanceAsOfDateTime": "2025-06-25T07:04:55.440Z",
									"ledgerBalanceAsOfDateTime": "2025-06-25T07:04:55.440Z"
								}
							],
							"postedInternalTransactionData": {
								"transferIdentifier": "9cc1ef4c-ad66-45a8-80a6-b98830e0dba4",
								"description": "Money sent to BjIyFjRA oyUhvtYN",
								"transferType": "peerTransfer"
							}
						}
					]
				}
			]
		}
	]
}

eCash

"transactionStatus": "completed”

{
	"accounts": [
		{
			"accountIdentifier": "781ae2c6-a368-496e-beb2-e0b37c8bd981",
			"events": [
				{
					"eventIdentifier": "bc1cab3c-7a53-4b52-bcc7-815a01b8f442",
					"eventType": "transaction",
					"eventDateTime": "2025-06-26T21:05:23.639Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "8497beac-378f-8f9f-acbe-97848f379f8f",
							"transactionIdentifier": "8497beac-378f-8f9f-acbe-97848f379f8f",
							"transactionType": "eCash",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Transfer",
							"accountIdentifier": "781ae2c6-a368-496e-beb2-e0b37c8bd981",
							"currency": "USD",
							"postedDateTime": "2025-06-19T11:20:14.000Z",
							"transactionAmount": 19.55,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "2c9c01a3-54c0-4504-ac4b-290356ad6b90",
									"purseType": "primary",
									"availableBalance": 19.55,
									"ledgerBalance": 19.55,
									"availableBalanceAsOfDateTime": "2025-06-19T11:20:14.000Z",
									"ledgerBalanceAsOfDateTime": "2025-06-19T11:20:14.000Z"
								}
							],
							"postedInternalTransactionData": {
								"description": "TestMart 42, Pasadena CA",
								"transferType": "eCashSend",
								"retailSaleData": {
									"city": "Pasadena",
									"state": "CA",
									"merchantName": "TestMart",
									"storeNumber": "42"
								}
							}
						}
					]
				}
			]
		}
	]
}

Interest

{
	"accounts": [
		{
			"accountIdentifier": "ca102020-cb58-452e-888d-e171db282933",
			"events": [
				{
					"eventIdentifier": "074e7757-be43-48f5-ad63-91c72d7722f0",
					"eventType": "transaction",
					"eventDateTime": "2025-06-26T09:21:53.862Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "ded578b8-b81f-fbda-b878-d5de1fb8dafb",
							"transactionIdentifier": "ded578b8-b81f-fbda-b878-d5de1fb8dafb",
							"transactionType": "interest",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Interest Paid",
							"accountIdentifier": "ca102020-cb58-452e-888d-e171db282933",
							"currency": "USD",
							"postedDateTime": "2025-06-26T09:21:48.134Z",
							"transactionAmount": 0.31,
							"isCredit": true,
							"purses": [
								{
									"purseIdentifier": "29448edb-eda0-4dfd-9181-733905f72422",
									"purseType": "savings",
									"availableBalance": 150.53,
									"ledgerBalance": 150.53,
									"availableBalanceAsOfDateTime": "2025-06-26T09:21:48.133Z",
									"ledgerBalanceAsOfDateTime": "2025-06-26T09:21:48.133Z"
								}
							],
							"postedInternalTransactionData": {
								"description": "Interest Paid"
							}
						}
					]
				}
			]
		}
	]
}

SingleMsgPOS - PurchaseFollowedByFullReversal

Purchase

"transactionType": "purchase"

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "5e9d8f79-ed46-4d58-8492-c31db8a00c88",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-09T07:51:39.844Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "391b50be-bd4c-43d0-be50-1b394cbdd043",
                            "retrievalReferenceNumber": "305127586963545",
                            "transactionIdentifier": "bd95f130-fb49-3a43-30f1-95bd49fb433a",
                            "transactionType": "purchase",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-07T16:18:16.000Z",
                            "transactionAmount": 21.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 4837.31,
                                    "ledgerBalance": 4837.31,
                                    "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-07T16:18:16.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "5999",
                                    "merchantIndustryCategory": "Miscellaneous Stores",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA",
                                    "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-07T09:13:01.000",
                                    "postingDateTime": "2025-05-07T16:18:16.000Z",
                                    "approvalCode": "042800"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

Purchase full reversal

"transactionType": "refund"

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "bbe2dcdd-2b43-46f8-b48d-165cdcfb600b",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-09T07:51:40.034Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "7b81c965-4c6a-f1d4-65c9-817b6a4cd4f1",
                            "retrievalReferenceNumber": "305127586963545",
                            "transactionIdentifier": "a3a15230-7b35-75f1-3052-a1a3357bf175",
                            "transactionType": "refund",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Refund",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-07T16:18:17.000Z",
                            "transactionAmount": 21.0,
                            "isCredit": true,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 4837.31,
                                    "ledgerBalance": 4837.31,
                                    "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-07T14:13:01.000Z",
                                "cashBackAmount": 0.0,
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "5999",
                                    "merchantIndustryCategory": "Miscellaneous Stores",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA",
                                    "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-07T09:13:01.000",
                                    "postingDateTime": "2025-05-07T16:18:17.000Z",
                                    "approvalCode": "042800"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

Non $1 Preauth-Completion - Clears via SMS Real Time Clearing

AFD- PreAuth

"transactionType": "purchase"

"transactionStatus": "pending"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "637a43f8-e264-4b37-87d7-fa0bef2aa84d",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-09T07:51:39.744Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "1c6fca8e-eb65-6b9f-8eca-6f1c65eb9f6b",
                            "retrievalReferenceNumber": "305127589599467",
                            "transactionIdentifier": "1c6fca8e-eb65-6b9f-8eca-6f1c65eb9f6b",
                            "transactionType": "purchase",
                            "transactionStatus": "pending",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-07T16:22:39.000Z",
                            "transactionAmount": 15.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 4837.31,
                                    "ledgerBalance": 4837.31,
                                    "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-07T16:22:40.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME         ",
                                    "merchantIndustryCode": "5542",
                                    "merchantIndustryCategory": "Automobiles and Vehicles",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA ",
                                    "merchantIndustryDescription": "Automated fuel dispensers"
                                },
                                "authorizedTransactionData": {
                                    "holdExpirationDate": "2025-05-12",
                                    "requestAuthorizationAmount": 15.0,
                                    "approvalCode": "763244",
                                    "eci": "none",
                                    "isPartialAuth": false,
                                    "authType": "preAuth"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

AFD- PreAuth to post

"transactionType": "purchase"

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "c701023c-17b5-4ec0-868e-880bb6588039",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-09T07:51:40.345Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "1c6fca8e-eb65-6b9f-8eca-6f1c65eb9f6b",
                            "retrievalReferenceNumber": "305127589599467",
                            "transactionIdentifier": "1c80ff74-8895-d706-74ff-801c958806d7",
                            "transactionType": "purchase",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-07T16:22:41.000Z",
                            "transactionAmount": 15.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 4837.31,
                                    "ledgerBalance": 4837.31,
                                    "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-07T14:17:25.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "5542",
                                    "merchantIndustryCategory": "Automobiles and Vehicles",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA",
                                    "merchantIndustryDescription": "Automated fuel dispensers"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-07T09:17:25.000",
                                    "postingDateTime": "2025-05-07T16:22:41.000Z",
                                    "approvalCode": "763244"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

PartialAuth

AFD- PreAuth

"transactionType": "purchase"

"transactionStatus": "pending"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "20414e33-c9ec-4119-8852-fbbf32a4eecf",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-12T20:27:07.116Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "bbce4378-8138-c952-7843-cebb388152c9",
                            "retrievalReferenceNumber": "305132736165237",
                            "transactionIdentifier": "bbce4378-8138-c952-7843-cebb388152c9",
                            "transactionType": "purchase",
                            "transactionStatus": "pending",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-12T20:26:56.000Z",
                            "transactionAmount": 9.38,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 0.0,
                                    "ledgerBalance": 57.5,
                                    "availableBalanceAsOfDateTime": "2025-05-12T20:26:56.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-12T20:26:56.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-12T20:26:57.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME         ",
                                    "merchantIndustryCode": "5542",
                                    "merchantIndustryCategory": "Automobiles and Vehicles",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA ",
                                    "merchantIndustryDescription": "Automated fuel dispensers"
                                },
                                "authorizedTransactionData": {
                                    "holdExpirationDate": "2025-05-17",
                                    "requestAuthorizationAmount": 9.38,
                                    "approvalCode": "476215",
                                    "eci": "none",
                                    "isPartialAuth": true,
                                    "authType": "preAuth"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

AFD- PreAuth to partial post

"transactionType": "purchase"

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "da364de8-08ae-46a0-ad09-5dbb6b40c7f5",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-12T20:27:17.828Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "bbce4378-8138-c952-7843-cebb388152c9",
                            "retrievalReferenceNumber": "305132736165237",
                            "transactionIdentifier": "168254f2-a1c7-3d70-f254-8216c7a1703d",
                            "transactionType": "purchase",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-12T20:26:58.000Z",
                            "transactionAmount": 9.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 0.38,
                                    "ledgerBalance": 48.5,
                                    "availableBalanceAsOfDateTime": "2025-05-12T20:26:58.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-12T20:26:58.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-12T18:21:35.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "5542",
                                    "merchantIndustryCategory": "Automobiles and Vehicles",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA",
                                    "merchantIndustryDescription": "Automated fuel dispensers"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-12T13:21:35.000",
                                    "postingDateTime": "2025-05-12T20:26:58.000Z",
                                    "approvalCode": "476215"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

SingleMsgPOS

PurchaseWithCashBack

"transactionType": "purchase"

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
            "events": [
                {
                    "eventIdentifier": "397c5cec-830f-4244-a767-a01a37b071f0",
                    "eventType": "transaction",
                    "eventDateTime": "2025-07-01T08:29:45.886Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "31fe2ec2-a84b-42ea-c22e-fe314ba8ea42",
                            "retrievalReferenceNumber": "",
                            "transactionIdentifier": "1677a54b-ab41-1b45-4ba5-771641ab451b",
                            "transactionType": "purchase",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
                            "bin": "424067",
                            "last4Pan": "0760",
                            "currency": "USD",
                            "postedDateTime": "2025-07-01T08:29:32.000Z",
                            "transactionAmount": 20.0,
                            "isCredit": false,
                            "userIdentifier": "7dcb5345-6b59-41e2-8d97-9d2001d2e3c2",
                            "paymentIdentifier": "c70f18a4-2d5b-4fcf-846a-3f0dd242a05a",
                            "purses": [
                                {
                                    "purseIdentifier": "99e77773-99ce-4bab-9f36-14cf27d2082a",
                                    "purseType": "primary",
                                    "availableBalance": 502.55,
                                    "ledgerBalance": 502.55,
                                    "availableBalanceAsOfDateTime": "2025-07-01T08:29:32.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-07-01T08:29:32.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-07-01T08:29:32.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "5999",
                                    "merchantIndustryCategory": "Miscellaneous Stores",
                                    "city": "CITY NAME",
                                    "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-07-01T01:29:31.000",
                                    "postingDateTime": "2025-07-01T08:29:32.000Z",
                                    "approvalCode": "254164"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

Quasi Cash

"transactionType": "purchase"

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "3fb8222e-1d3e-42b2-b447-50804796447f",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-12T19:40:14.385Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "3f867737-99f8-44a5-3777-863ff899a544",
                            "retrievalReferenceNumber": "305132708029083",
                            "transactionIdentifier": "4f6320cb-0a48-72ab-cb20-634f480aab72",
                            "transactionType": "purchase",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-12T19:40:02.000Z",
                            "transactionAmount": 21.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 4816.31,
                                    "ledgerBalance": 4816.31,
                                    "availableBalanceAsOfDateTime": "2025-05-12T19:40:02.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-12T19:40:02.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-12T19:40:02.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "6051",
                                    "merchantIndustryCategory": "Service Providers",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA",
                                    "merchantIndustryDescription": "Non-financial institutions -  foreign currency, money orders (not wire transfer), scrip and travellers checks"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-12T12:34:40.000",
                                    "postingDateTime": "2025-05-12T19:40:02.000Z",
                                    "approvalCode": "352976"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

OTC cash withdrawal

OTC cash withdrawal

"transactionType": "tellerCashWithdrawal"

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "a0cbf6b8-b54d-4df3-b02a-637163a86c7f",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-14T02:06:49.004Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "32d7989f-0671-78ae-9f98-d7327106ae78",
                            "retrievalReferenceNumber": "305132712167824",
                            "transactionIdentifier": "ae56cc24-dbad-578c-24cc-56aeaddb8c57",
                            "transactionType": "tellerCashWithdrawal",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Teller Cash Withdrawal",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-14T01:14:33.000Z",
                            "transactionAmount": 40.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 0.38,
                                    "ledgerBalance": 0.38,
                                    "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-12T19:46:56.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "6010",
                                    "merchantIndustryCategory": "Service Providers",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA",
                                    "merchantIndustryDescription": "Financial institutions -  manual cash disbursements"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-12T12:41:33.000",
                                    "postingDateTime": "2025-05-14T01:14:33.000Z",
                                    "approvalCode": "171054"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

OTC cash withdrawal Fee

"transactionType": "fee",

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "45d1fd17-841f-475e-bc3c-6febe079ddf1",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-14T02:06:33.845Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "543d1591-cdcb-f347-9115-3d54cbcd47f3",
                            "transactionIdentifier": "543d1591-cdcb-f347-9115-3d54cbcd47f3",
                            "transactionType": "fee",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Fee",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "currency": "USD",
                            "postedDateTime": "2025-05-14T01:14:34.000Z",
                            "transactionAmount": 3.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 0.38,
                                    "ledgerBalance": 0.38,
                                    "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                                }
                            ],
                            "fees": [
                                {
                                    "feeType": "bankOtcFee",
                                    "amount": 3.0,
                                    "currency": "USD",
                                    "description": "Teller Cash Withdrawal Fee"
                                }
                            ]
                        }
                    ]
                }
            ]
        }
    ]
}

OTC cash withdrawal - International

OTC cash withdrawal

"transactionType": "tellerCashWithdrawal",

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "07ba8eb9-ba7c-4c91-b6ef-419c49759a33",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-14T02:06:49.011Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "7a8c48ef-835e-6d3f-ef48-8c7a5e833f6d",
                            "retrievalReferenceNumber": "305132712628764",
                            "transactionIdentifier": "3a2dc015-570b-5f15-15c0-2d3a0b57155f",
                            "transactionType": "tellerCashWithdrawal",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Teller Cash Withdrawal",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-14T01:14:33.000Z",
                            "transactionAmount": 2.06,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 0.38,
                                    "ledgerBalance": 0.38,
                                    "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-12T19:47:42.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "6010",
                                    "merchantIndustryCategory": "Service Providers",
                                    "city": "CITY NAME",
                                    "merchantIndustryDescription": "Financial institutions -  manual cash disbursements"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-12T12:42:19.000",
                                    "postingDateTime": "2025-05-14T01:14:33.000Z",
                                    "approvalCode": "726288"
                                },
                                "localTransactionData": {
                                    "currency": "MXN",
                                    "amount": 40.0
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

OTC cash withdrawal Foreign Fee

"transactionType": "fee",

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "59231cfc-4131-4549-a14e-7bfdf3f4a292",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-14T02:06:33.866Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "b1fd8038-7bbf-9d48-3880-fdb1bf7b489d",
                            "transactionIdentifier": "b1fd8038-7bbf-9d48-3880-fdb1bf7b489d",
                            "transactionType": "fee",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Fee",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "currency": "USD",
                            "postedDateTime": "2025-05-14T01:14:34.000Z",
                            "transactionAmount": 0.06,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 0.38,
                                    "ledgerBalance": 0.38,
                                    "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                                }
                            ],
                            "fees": [
                                {
                                    "feeType": "foreignTransactionFee",
                                    "amount": 0.06,
                                    "currency": "USD",
                                    "description": "Foreign Transaction Fee"
                                }
                            ]
                        }
                    ]
                }
            ]
        }
    ]
}

OTC cash withdrawal Fee

"transactionType": "fee",

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "9074470c-4ad1-401a-863d-f5cc26ffdb85",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-14T02:06:33.855Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "a54bf77c-e3af-c774-7cf7-4ba5afe374c7",
                            "transactionIdentifier": "a54bf77c-e3af-c774-7cf7-4ba5afe374c7",
                            "transactionType": "fee",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Fee",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "currency": "USD",
                            "postedDateTime": "2025-05-14T01:14:33.000Z",
                            "transactionAmount": 3.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 0.38,
                                    "ledgerBalance": 0.38,
                                    "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                                }
                            ],
                            "fees": [
                                {
                                    "feeType": "bankOtcFee",
                                    "amount": 3.0,
                                    "currency": "USD",
                                    "description": "Teller Cash Withdrawal Fee"
                                }
                            ]
                        }
                    ]
                }
            ]
        }
    ]
}

SingleMsgPos-Purchase-AFT

"transactionType": "purchase",

"transactionStatus": "completed"

{
    "accounts": [
        {
            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
            "events": [
                {
                    "eventIdentifier": "940eef6e-ec26-467f-aa5b-017f7852759d",
                    "eventType": "transaction",
                    "eventDateTime": "2025-05-12T19:50:06.213Z",
                    "transactions": [
                        {
                            "parentTransactionIdentifier": "19fb3087-de07-47a6-8730-fb1907dea647",
                            "retrievalReferenceNumber": "305132713921333",
                            "transactionIdentifier": "639bc50b-a5a5-e909-0bc5-9b63a5a509e9",
                            "transactionType": "purchase",
                            "transactionStatus": "completed",
                            "transactionTypeDescription": "Purchase",
                            "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
                            "bin": "424067",
                            "last4Pan": "9481",
                            "currency": "USD",
                            "postedDateTime": "2025-05-12T19:49:52.000Z",
                            "transactionAmount": 50.0,
                            "isCredit": false,
                            "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
                            "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
                            "purses": [
                                {
                                    "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                                    "purseType": "primary",
                                    "availableBalance": 4677.38,
                                    "ledgerBalance": 4725.5,
                                    "availableBalanceAsOfDateTime": "2025-05-12T19:49:52.000Z",
                                    "ledgerBalanceAsOfDateTime": "2025-05-12T19:49:52.000Z"
                                }
                            ],
                            "networkTransactionData": {
                                "authorizationDateTime": "2025-05-12T19:49:52.000Z",
                                "cardAcceptor": {
                                    "merchantName": "ACQUIRER NAME",
                                    "merchantIndustryCode": "5411",
                                    "merchantIndustryCategory": "Retail Stores",
                                    "city": "CITY NAME",
                                    "stateProvReg": "CA",
                                    "merchantIndustryDescription": "Groceries and supermarkets"
                                },
                                "postTransactionData": {
                                    "localDateTime": "2025-05-12T12:44:30.000",
                                    "postingDateTime": "2025-05-12T19:49:52.000Z",
                                    "approvalCode": "436474"
                                }
                            }
                        }
                    ]
                }
            ]
        }
    ]
}

SingleMsgPOS - Purchase Canada - International Transactions

"transactionType": "purchase",

"transactionStatus": "completed"

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "d4aad7a8-d734-41ba-9b8e-5c7fe2d07fd6",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:51:45.336Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "2f44e8da-45ea-4043-dae8-442fea454340",
							"retrievalReferenceNumber": "305132714943109",
							"transactionIdentifier": "ccb82cad-75b3-6269-ad2c-b8ccb3756962",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:51:34.000Z",
							"transactionAmount": 50.35,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4948.14,
									"ledgerBalance": 4948.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:51:34.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "QC",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T12:46:11.000",
									"postingDateTime": "2025-05-12T19:51:34.000Z",
									"approvalCode": "945463"
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "fee",
"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "c485556b-97b7-4fc5-99c8-5a8180825dfa",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:51:45.835Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "016e77fb-c27f-8458-fb77-6e017fc25884",
							"transactionIdentifier": "016e77fb-c27f-8458-fb77-6e017fc25884",
							"transactionType": "fee",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Fee",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:51:34.000Z",
							"transactionAmount": 1.51,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4948.14,
									"ledgerBalance": 4948.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z"
								}
							],
							"fees": [
								{
									"feeType": "foreignTransactionFee",
									"amount": 1.51,
									"currency": "USD",
									"description": "Foreign Transaction Fee"
								}
							]
						}
					]
				}
			]
		}
	]
} 

SingleMsgPOS - Purchase - Airlines

"transactionType": "purchase",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "4aaf2dd8-1c4e-4427-81bb-908ce1f9d3c3",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:53:01.147Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "5db311f8-ce2c-44c7-f811-b35d2ccec744",
							"retrievalReferenceNumber": "305132715653673",
							"transactionIdentifier": "c1d8d979-d03b-c2a9-79d9-d8c13bd0a9c2",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:52:45.000Z",
							"transactionAmount": 100.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4848.14,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:52:45.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:52:45.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:52:45.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "3000",
									"merchantIndustryCategory": "Airlines",
									"city": "CITY NAME",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "United Airlines- UNITED"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T12:47:23.000",
									"postingDateTime": "2025-05-12T19:52:45.000Z",
									"approvalCode": "988168"
								}
							}
						}
					]
				}
			]
		}
	]
}

$1 afd status check - confirmation advice (0100 - 0120) clears via base2

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "e23b7625-39ae-47be-8aba-f2d7b2c38386",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:54:12.183Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "c84fd4b3-46b5-b6ff-b3d4-4fc8b546ffb6",
							"retrievalReferenceNumber": "305132716444289",
							"transactionIdentifier": "c84fd4b3-46b5-b6ff-b3d4-4fc8b546ffb6",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:54:04.000Z",
							"transactionAmount": 1.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4773.14,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:54:04.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:54:04.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:54:05.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5542",
									"merchantIndustryCategory": "Automobiles and Vehicles",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Automated fuel dispensers"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 1.0,
									"approvalCode": "621359",
									"eci": "none",
									"isPartialAuth": false,
									"authType": "preAuth"
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "41dd535b-baae-4971-8568-88d7c5520243",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:49.011Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "7e37b056-0eaf-62ed-56b0-377eaf0eed62",
							"retrievalReferenceNumber": "305132716444289",
							"transactionIdentifier": "8cb67c5b-dc43-261c-5b7c-b68c43dc1c26",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 13.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 299.0,
									"ledgerBalance": 464.61,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:54:06.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "5542",
									"merchantIndustryCategory": "Automobiles and Vehicles",
									"city": "CITY NAME",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Automated fuel dispensers"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T12:48:43.000",
									"postingDateTime": "2025-05-14T01:58:41.000Z",
									"approvalCode": "621359"
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - PurchaseFullApproval

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "473cc71b-c5ee-4bc1-b871-27d799d1db28",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:55:34.815Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "08445dbc-e591-d994-bc5d-440891e594d9",
							"retrievalReferenceNumber": "305132717225041",
							"transactionIdentifier": "08445dbc-e591-d994-bc5d-440891e594d9",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:55:22.000Z",
							"transactionAmount": 36.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4788.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:55:22.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:55:22.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:55:23.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 36.0,
									"approvalCode": "868133",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - PurchaseFullApproval - International

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "86052db8-f31b-4dfc-a144-a6e6b535f816",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:54:59.737Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "1e0d962b-2c8c-aa4b-2b96-0d1e8c2c4baa",
							"retrievalReferenceNumber": "305132716924748",
							"transactionIdentifier": "1e0d962b-2c8c-aa4b-2b96-0d1e8c2c4baa",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:54:52.000Z",
							"transactionAmount": 10.79,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4824.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:54:52.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:54:52.000Z"
								}
							],
							"fees": [
								{
									"feeType": "foreignTransactionFee",
									"amount": 0.32,
									"currency": "USD",
									"description": "Foreign Transaction Fee"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:54:54.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "QC ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 10.79,
									"approvalCode": "537048",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "e7d51f1d-0d58-4745-b60e-76160460c8ed",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:48.447Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "1e0d962b-2c8c-aa4b-2b96-0d1e8c2c4baa",
							"retrievalReferenceNumber": "305132716924748",
							"transactionIdentifier": "59336dfa-3237-2af3-fa6d-33593732f32a",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 10.79,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 299.0,
									"ledgerBalance": 464.61,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:54:52.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "QC",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T12:49:30.000",
									"postingDateTime": "2025-05-14T01:58:41.000Z",
									"approvalCode": "537048"
								},
								"localTransactionData": {
									"currency": "CAD",
									"amount": 15.0
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "fee",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "04aa9648-4da4-43ab-b91c-db409c30bce8",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:33.856Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "331797dd-afbe-76b8-dd97-1733beafb876",
							"transactionIdentifier": "331797dd-afbe-76b8-dd97-1733beafb876",
							"transactionType": "fee",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Fee",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 0.32,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 149.0,
									"ledgerBalance": 1062.81,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:41.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:41.000Z"
								}
							],
							"fees": [
								{
									"feeType": "foreignTransactionFee",
									"amount": 0.32,
									"currency": "USD",
									"description": "Foreign Transaction Fee"
								}
							]
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - PurchaseFullReversal

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "e1e35afd-b8fd-49c0-a875-66ea0c2f3f58",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:58:57.094Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "6463bfdb-c571-343b-dbbf-636471c53b34",
							"retrievalReferenceNumber": "305132719257098",
							"transactionIdentifier": "6463bfdb-c571-343b-dbbf-636471c53b34",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:58:45.000Z",
							"transactionAmount": 17.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4788.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:58:47.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 17.0,
									"approvalCode": "858047",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "refund",

"transactionStatus": "removed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "9d8344df-4ac4-4757-a458-62bd5861cd77",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:58:57.094Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "6463bfdb-c571-343b-dbbf-636471c53b34",
							"retrievalReferenceNumber": "305132719257098",
							"transactionIdentifier": "008e6a6b-b393-1257-6b6a-8e0093b35712",
							"transactionType": "refund",
							"transactionStatus": "removed",
							"transactionTypeDescription": "Refund",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:58:47.000Z",
							"transactionAmount": 17.0,
							"isCredit": true,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4788.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:58:47.000Z",
								"cashBackAmount": 0.0,
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 17.0,
									"approvalCode": "858047",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - Refund - StandAlone

"transactionType": "refund",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "15c17786-573c-49b8-96e7-d77745a6932a",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T19:59:20.832Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "e18940da-d8f8-7d24-da40-89e1f8d8247d",
							"retrievalReferenceNumber": "305132719507289",
							"transactionIdentifier": "e18940da-d8f8-7d24-da40-89e1f8d8247d",
							"transactionType": "refund",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Refund",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T19:59:10.000Z",
							"transactionAmount": 18.0,
							"isCredit": true,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4788.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T19:59:10.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T19:59:10.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:59:11.000Z",
								"cashBackAmount": 0.0,
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-12",
									"requestAuthorizationAmount": 18.0,
									"approvalCode": "301745",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "refund",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "33a6dd01-8b22-4388-9c89-93c6436fd49d",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:49.004Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "e18940da-d8f8-7d24-da40-89e1f8d8247d",
							"retrievalReferenceNumber": "305132719507289",
							"transactionIdentifier": "2e0a6e1d-8bb2-593a-1d6e-0a2eb28b3a59",
							"transactionType": "refund",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Refund",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 18.0,
							"isCredit": true,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 299.0,
									"ledgerBalance": 464.61,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T19:59:10.000Z",
								"cashBackAmount": 0.0,
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T12:53:47.000",
									"postingDateTime": "2025-05-14T01:58:41.000Z",
									"approvalCode": "301745"
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - Purchase - PartialApproval

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "90d218a0-fab2-41ff-bec1-0b88329c3865",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:18:09.565Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "58be7e46-b8d2-c6e3-467e-be58d2b8e3c6",
							"retrievalReferenceNumber": "305132730744091",
							"transactionIdentifier": "58be7e46-b8d2-c6e3-467e-be58d2b8e3c6",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:17:54.000Z",
							"transactionAmount": 39.61,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": -10.0,
									"ledgerBalance": 1148.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:17:54.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:17:54.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:17:55.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 39.61,
									"approvalCode": "128755",
									"eci": "none",
									"isPartialAuth": true
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - Purchase - PartialReversal

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "b26120ec-2c2a-4b7a-8943-f3e263bd43bf",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:01:17.416Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "39ded4ae-1922-31ef-aed4-de392219ef31",
							"retrievalReferenceNumber": "305132720679608",
							"transactionIdentifier": "39ded4ae-1922-31ef-aed4-de392219ef31",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:01:07.000Z",
							"transactionAmount": 19.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4773.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:01:09.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 19.0,
									"approvalCode": "172351",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "refund",

"transactionStatus": "removed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "4705b2fc-4da2-4841-87d4-e9602b8b0e3d",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:01:17.416Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "e62ebd8b-c47f-0bae-8bbd-2ee67fc4ae0b",
							"retrievalReferenceNumber": "305132720679608",
							"transactionIdentifier": "e62ebd8b-c47f-0bae-8bbd-2ee67fc4ae0b",
							"transactionType": "refund",
							"transactionStatus": "removed",
							"transactionTypeDescription": "Refund",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:01:09.000Z",
							"transactionAmount": 4.0,
							"isCredit": true,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4773.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:01:09.000Z",
								"cashBackAmount": 0.0,
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5999",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-17",
									"requestAuthorizationAmount": 19.0,
									"approvalCode": "172351",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - Purchase - CarRental - FirstIncrementalAuth - FullReversal

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "6261210f-6e13-49df-9e56-f330c151f8bf",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:07:24.513Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "684b8633-ea92-cacb-3386-4b6892eacbca",
							"retrievalReferenceNumber": "305132724326912",
							"transactionIdentifier": "684b8633-ea92-cacb-3386-4b6892eacbca",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:07:12.000Z",
							"transactionAmount": 97.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4004.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:07:12.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:07:12.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:07:14.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "7512",
									"merchantIndustryCategory": "Automobile/Vehicle Rentals",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Automobile rentals"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-06-11",
									"requestAuthorizationAmount": 22.0,
									"approvalCode": "083872",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "refund",

"transactionStatus": "removed"

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "ea162656-995a-4992-87fc-857aeea44db7",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:08:23.256Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "cf2c4102-0d1c-2c02-0241-2ccf1c0d022c",
							"retrievalReferenceNumber": "305132724326912",
							"transactionIdentifier": "cf2c4102-0d1c-2c02-0241-2ccf1c0d022c",
							"transactionType": "refund",
							"transactionStatus": "removed",
							"transactionTypeDescription": "Refund",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:08:16.000Z",
							"transactionAmount": 45.0,
							"isCredit": true,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 4026.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:08:16.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:08:16.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:08:16.000Z",
								"cashBackAmount": 0.0,
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "7512",
									"merchantIndustryCategory": "Automobile/Vehicle Rentals",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Automobile rentals"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-22",
									"requestAuthorizationAmount": 45.0,
									"approvalCode": "432058",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - Purchase - CarRental - FirstIncrementalAuth

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "0d53405e-3a62-496a-b483-4c3e3813ba48",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:10:02.584Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "9246d915-ba3f-5f87-15d9-46923fba875f",
							"retrievalReferenceNumber": "305132725920927",
							"transactionIdentifier": "9246d915-ba3f-5f87-15d9-46923fba875f",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:09:52.000Z",
							"transactionAmount": 99.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 3927.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:09:52.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:09:52.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:09:53.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "7512",
									"merchantIndustryCategory": "Automobile/Vehicle Rentals",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Automobile rentals"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-06-11",
									"requestAuthorizationAmount": 24.0,
									"approvalCode": "595513",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "88ec4658-67d7-4056-a49f-ed6dd1b7bfaf",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:49.011Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "9246d915-ba3f-5f87-15d9-46923fba875f",
							"retrievalReferenceNumber": "305132725920927",
							"transactionIdentifier": "e6e51e77-54de-584e-771e-e5e6de544e58",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 49.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 299.0,
									"ledgerBalance": 464.61,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:09:52.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "7512",
									"merchantIndustryCategory": "Automobile/Vehicle Rentals",
									"city": "CITY NAME",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Automobile rentals"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T13:04:29.000",
									"postingDateTime": "2025-05-14T01:58:41.000Z",
									"approvalCode": "595513"
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - Purchase - CarRental Lodging CruiseLines

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "767cd847-8e91-4529-b02d-3984c6bd1910",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:12:02.035Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "c7370067-7ea8-c0aa-6700-37c7a87eaac0",
							"retrievalReferenceNumber": "305132727103969",
							"transactionIdentifier": "c7370067-7ea8-c0aa-6700-37c7a87eaac0",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:11:50.000Z",
							"transactionAmount": 101.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 3801.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:11:50.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:11:50.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:11:52.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "7512",
									"merchantIndustryCategory": "Automobile/Vehicle Rentals",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Automobile rentals"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-06-11",
									"requestAuthorizationAmount": 26.0,
									"approvalCode": "352739",
									"eci": "none",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "49a76f37-5da7-4517-9f10-ff2ef82a404f",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:49.004Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "c7370067-7ea8-c0aa-6700-37c7a87eaac0",
							"retrievalReferenceNumber": "305132727103969",
							"transactionIdentifier": "7f6c1c5d-35ae-1eb9-5d1c-6c7fae35b91e",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 26.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 299.0,
									"ledgerBalance": 464.61,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:11:50.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "7512",
									"merchantIndustryCategory": "Automobile/Vehicle Rentals",
									"city": "CITY NAME",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Automobile rentals"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T13:06:28.000",
									"postingDateTime": "2025-05-14T01:58:41.000Z",
									"approvalCode": "352739"
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - ECommercePurchase - FullApproval

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "d698ea7e-8369-4e4b-9689-a73cbd1f1c5c",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:14:03.517Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "2e9fbc44-566b-dd06-44bc-9f2e6b5606dd",
							"retrievalReferenceNumber": "305132728316861",
							"transactionIdentifier": "2e9fbc44-566b-dd06-44bc-9f2e6b5606dd",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:13:51.000Z",
							"transactionAmount": 29.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 3772.03,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:13:51.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:13:51.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:13:52.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5947",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Gift, card, novelty and souvenir shops"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-22",
									"requestAuthorizationAmount": 29.0,
									"approvalCode": "217929",
									"eci": "eCommerce",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "52230a2e-6b24-46fc-9263-6ca998585e97",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:49.011Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "2e9fbc44-566b-dd06-44bc-9f2e6b5606dd",
							"retrievalReferenceNumber": "305132728316861",
							"transactionIdentifier": "521478b0-f95c-39c4-b078-14525cf9c439",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 29.0,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 299.0,
									"ledgerBalance": 464.61,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:13:51.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "5947",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Gift, card, novelty and souvenir shops"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T13:08:28.000",
									"postingDateTime": "2025-05-14T01:58:41.000Z",
									"approvalCode": "217929"
								}
							}
						}
					]
				}
			]
		}
	]
}

DualMsgPOS - ECommercePurchase - FullApproval - MultiClearing

"transactionType": "purchase",

"transactionStatus": "pending",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "dcd23e75-e9ac-4320-b4c3-619b3adb17bc",
					"eventType": "transaction",
					"eventDateTime": "2025-05-12T20:15:51.474Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "70c66daf-0c5c-7f67-af6d-c6705c0c677f",
							"retrievalReferenceNumber": "305132729380361",
							"transactionIdentifier": "70c66daf-0c5c-7f67-af6d-c6705c0c677f",
							"transactionType": "purchase",
							"transactionStatus": "pending",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-12T20:15:38.000Z",
							"transactionAmount": 42.42,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 3729.61,
									"ledgerBalance": 4848.14,
									"availableBalanceAsOfDateTime": "2025-05-12T20:15:38.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-12T20:15:38.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:15:40.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME         ",
									"merchantIndustryCode": "5734",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA ",
									"merchantIndustryDescription": "Computer software outlets"
								},
								"authorizedTransactionData": {
									"holdExpirationDate": "2025-05-22",
									"requestAuthorizationAmount": 42.42,
									"approvalCode": "393355",
									"eci": "eCommerce",
									"isPartialAuth": false
								}
							}
						}
					]
				}
			]
		}
	]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
	"accounts": [
		{
			"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
			"events": [
				{
					"eventIdentifier": "fdf95f29-dadf-4e06-baf4-8f26b1b79858",
					"eventType": "transaction",
					"eventDateTime": "2025-05-14T02:06:49.011Z",
					"transactions": [
						{
							"parentTransactionIdentifier": "70c66daf-0c5c-7f67-af6d-c6705c0c677f",
							"retrievalReferenceNumber": "305132729380361",
							"transactionIdentifier": "4b2b5deb-464a-26b9-eb5d-2b4b4a46b926",
							"transactionType": "purchase",
							"transactionStatus": "completed",
							"transactionTypeDescription": "Purchase",
							"accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
							"bin": "424067",
							"last4Pan": "5564",
							"currency": "USD",
							"postedDateTime": "2025-05-14T01:58:41.000Z",
							"transactionAmount": 22.22,
							"isCredit": false,
							"userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
							"paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
							"purses": [
								{
									"purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
									"purseType": "primary",
									"availableBalance": 299.0,
									"ledgerBalance": 464.61,
									"availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
									"ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
								}
							],
							"networkTransactionData": {
								"authorizationDateTime": "2025-05-12T20:15:38.000Z",
								"cardAcceptor": {
									"merchantName": "ACQUIRER NAME",
									"merchantIndustryCode": "5734",
									"merchantIndustryCategory": "Miscellaneous Stores",
									"city": "CITY NAME",
									"stateProvReg": "CA",
									"merchantIndustryDescription": "Computer software outlets"
								},
								"postTransactionData": {
									"localDateTime": "2025-05-12T13:10:16.000",
									"postingDateTime": "2025-05-14T01:58:41.000Z",
									"approvalCode": "393355"
								}
							}
						}
					]
				}
			]
		}
	]
}