Transaction Webhook Samples

Transaction webhhoks are used to provide event notifications for various transaction types.

Transaction Webhook Event Types with Sample Payloads

📘

All of the following samples on this page follow the "transaction" event type.

Purchase

"transactionStatus": "pending

{
  "accounts": [
    {
      "accountIdentifier": "ebca2752-a700-41f5-9320-3dbd62af0510",
      "events": [
        {
          "eventIdentifier": "c2348b82-0fd8-42dd-bcdb-706f43f4edda",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T05:41:10.756Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "2d7d6c09-b572-4316-b1de-d2819b8f26f8",
              "transactionIdentifier": "e156d7a9-6963-47b1-a5fb-03c070e77157",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "ebca2752-a700-41f5-9320-3dbd62af0510",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T05:41:07.830Z",
              "transactionAmount": 14.06,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "89ac8909-af40-409e-93fa-62bd51218ccd",
                  "purseType": "primary",
                  "availableBalance": 145.41,
                  "ledgerBalance": 159.47,
                  "availableBalanceAsOfDateTime": "2019-09-17T05:41:07.830Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-17T02:35:49.160Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-17T05:41:07.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "Amazon Prime",
                  "merchantIndustryCode": "5968",
                  "merchantIndustryCategory": "Mail Order/Telephone Order Providers",
                  "city": "Amzn.com/bill",
                  "stateProvReg": "WA",
                  "merchantIndustryDescription": "Direct marketing — continuity/subscription merchants"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2019-09-27",
                  "requestAuthorizationAmount": 14.06,
                  "approvalCode": "170296",
                  "eci": "recurring",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "declined

{
  "accounts": [
    {
      "accountIdentifier": "66370507-d2d6-4ec5-9aa7-36bf36501801",
      "events": [
        {
          "eventIdentifier": "d37065fa-3caa-4efd-94be-1aa11c8fd6a9",
          "eventType": "transaction",
          "eventDateTime": "2025-06-24T07:02:59.037Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "46ec5dea-d48d-caa9-ea5d-ec468dd4a9ca",
              "retrievalReferenceNumber": "918482595746",
              "transactionIdentifier": "46ec5dea-d48d-caa9-ea5d-ec468dd4a9ca",
              "transactionType": "purchase",
              "transactionStatus": "declined",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "66370507-d2d6-4ec5-9aa7-36bf36501801",
              "bin": "800101",
              "last4Pan": "3392",
              "currency": "USD",
              "postedDateTime": "2025-06-24T07:01:03.000Z",
              "transactionAmount": 2000,
              "isCredit": false,
              "userIdentifier": "8d427057-6ec3-4026-a421-5f865dcbc225",
              "paymentIdentifier": "0563cf0b-d7e2-4b4c-9e8f-b249aae7bd0e",
              "purses": [
                {
                  "purseIdentifier": "6d70e9f6-6656-4abb-8c50-d381e3c415d1",
                  "purseType": "primary",
                  "availableBalance": 1000,
                  "ledgerBalance": 1000,
                  "availableBalanceAsOfDateTime": "2025-06-24T07:01:02.910Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-24T07:01:02.910Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-06-24T07:01:04.000Z",
                "cardAcceptor": {
                  "merchantName": "name                  ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "PA",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "requestAuthorizationAmount": 2000,
                  "declineReason": "velocityLimitExceeded",
                  "authStatusIndicator": "I",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "expired

{
  "accounts": [
    {
      "accountIdentifier": "a2c6bdd2-900c-4e4e-be17-752122d8e5d0",
      "events": [
        {
          "eventIdentifier": "5aa23c89-702d-4834-bd72-95168b592af3",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T04:55:37.605Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "32137df1-4c83-4c3f-bbe6-e9c10e71b24e",
              "transactionIdentifier": "da9b0cfa-baa1-4217-a652-f86f083653b3",
              "transactionType": "purchase",
              "transactionStatus": "expired",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "a2c6bdd2-900c-4e4e-be17-752122d8e5d0",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-12T12:40:16.597Z",
              "transactionAmount": 0.79,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "c9213d47-8226-46b6-abbc-1c7018becc8e",
                  "purseType": "primary",
                  "availableBalance": 12.88,
                  "ledgerBalance": 12.88,
                  "availableBalanceAsOfDateTime": "2019-09-15T00:35:39.283Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-15T00:35:39.283Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-12T12:40:16.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "ORDER WISH COM",
                  "merchantIndustryCode": "5311",
                  "merchantIndustryCategory": "Retail Stores",
                  "city": "SAN FRANCISCO",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Department stores"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2019-09-16",
                  "requestAuthorizationAmount": 0.79,
                  "authStatusIndicator": "I",
                  "approvalCode": "123123",
                  "eci": "eCommerce",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "completed

{
  "accounts": [
    {
      "accountIdentifier": "e233251d-6223-40bb-a21c-999805e6f5f3",
      "events": [
        {
          "eventIdentifier": "3885f54b-f98c-4020-a697-5efe328225fb",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T02:50:31.956Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "ff238239-4b16-43ae-9a5e-6c264d10148c",
              "transactionIdentifier": "a14d25c8-8daf-4086-88f0-5654b98768df",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e233251d-6223-40bb-a21c-999805e6f5f3",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T02:35:42.280Z",
              "transactionAmount": 14.12,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "3f71663f-862f-405c-940b-9193f9fe58df",
                  "purseType": "primary",
                  "availableBalance": 10.64,
                  "ledgerBalance": 44.06,
                  "availableBalanceAsOfDateTime": "2019-09-17T02:35:42.280Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-17T02:35:42.280Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-17T01:09:24.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "SAFEWAY STORE 9999",
                  "merchantIndustryCode": "5411",
                  "merchantIndustryCategory": "Retail Stores",
                  "city": "Boise",
                  "stateProvReg": "ID",
                  "merchantIndustryDescription": "Groceries and supermarkets"
                },
                "postTransactionData": {
                  "localDateTime": "2019-09-16T18:09:23.000",
                  "postingDateTime": "2019-09-17T02:35:42.280Z"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "cleared

{
  "accounts": [
    {
      "accountIdentifier": "ee717eca-6beb-45b2-8066-40536bde66e3",
      "events": [
        {
          "eventIdentifier": "908f880a-7b39-4b1e-9aa5-16ebed8647d0",
          "eventType": "transaction",
          "eventDateTime": "2019-09-16T02:37:57.304Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "6e483515-44d5-4c2f-a2b5-a78288a2805c",
              "transactionIdentifier": "111af62e-d3a7-4f6d-9cbe-ab28ba4c3ee3",
              "transactionType": "purchase",
              "transactionStatus": "cleared",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "ee717eca-6beb-45b2-8066-40536bde66e3",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-16T02:37:55.970Z",
              "transactionAmount": 16,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "424f35e3-b4c1-41ba-8fa0-a42d8adc2b74",
                  "purseType": "primary",
                  "availableBalance": 740,
                  "ledgerBalance": 740,
                  "availableBalanceAsOfDateTime": "2019-09-16T02:37:55.970Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-16T02:37:55.970Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-13T19:35:28.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "GOOGLE*GOOGLE MUSIC",
                  "merchantIndustryCode": "5817",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "G.CO HELPPAY#",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Digital Goods - Software Applications (Excluding Games)"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2019-09-17",
                  "requestAuthorizationAmount": 16,
                  "approvalCode": "123123",
                  "eci": "recurring",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Network Card Load

"transactionStatus": "pending

{
  "accounts": [
    {
      "accountIdentifier": "b8263708-60fe-4b3c-b4ee-a9ef9158acab",
      "events": [
        {
          "eventIdentifier": "4e5183aa-8fa6-46af-a633-380ce8aea9ca",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T06:00:41.619Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "e2538e8c-88f0-4e04-8309-c6b04ef387c4",
              "transactionIdentifier": "cb714d99-4093-4af7-b385-a959d30de7fc",
              "transactionType": "networkCardLoad",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Deposit",
              "accountIdentifier": "b8263708-60fe-4b3c-b4ee-a9ef9158acab",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T06:00:40.683Z",
              "transactionAmount": 106.94,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "baf7c66a-b7be-4e42-977c-5eebe48a6cfd",
                  "purseType": "primary",
                  "availableBalance": 106.94,
                  "ledgerBalance": 8.73,
                  "availableBalanceAsOfDateTime": "2019-09-17T06:00:40.683Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-16T20:48:00.490Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-17T06:00:40.000Z",
                "cardAcceptor": {
                  "merchantName": "Lyft, Inc.",
                  "merchantIndustryCode": "8899",
                  "merchantIndustryCategory": "Transportation",
                  "city": "Visa Direct",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Taxi-cabs and limousines"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2019-09-21",
                  "requestAuthorizationAmount": 106.94,
                  "approvalCode": "123123",
                  "eci": "eCommerce",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "declined

{
  "accounts": [
    {
      "accountIdentifier": "4fd89f2b-beb9-4072-a025-ce6b60fca19c",
      "events": [
        {
          "eventIdentifier": "c33a5f8e-c213-455c-a0cd-a5c9ba6c3e1c",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T01:32:10.894Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "c6465a75-d137-4da7-a1ab-cfbdbf3684ad",
              "transactionIdentifier": "056f3b5f-ff07-4cd2-ad0d-d843b7a6385d",
              "transactionType": "networkCardLoad",
              "transactionStatus": "declined",
              "transactionTypeDescription": "Deposit",
              "accountIdentifier": "4fd89f2b-beb9-4072-a025-ce6b60fca19c",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T01:32:10.190Z",
              "transactionAmount": 10,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "6f10398f-a84f-478e-843e-cb14c10d556a",
                  "purseType": "primary",
                  "availableBalance": 2.14,
                  "ledgerBalance": 5.41,
                  "availableBalanceAsOfDateTime": "2019-09-17T01:32:10.190Z",
                  "ledgerBalanceAsOfDateTime": "2019-08-27T17:49:31.970Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-17T01:32:10.000Z",
                "cardAcceptor": {
                  "merchantName": "Merchant Name",
                  "merchantIndustryCode": "6012",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "Visa Direct",
                  "stateProvReg": "AZ",
                  "merchantIndustryDescription": "Financial institutions — merchandise and services"
                },
                "authorizedTransactionData": {
                  "requestAuthorizationAmount": 10,
                  "declineReason": "closedCard",
                  "eci": "eCommerce",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "completed

{
  "accounts": [
    {
      "accountIdentifier": "4e6ca262-fc44-427a-9382-baac1f0eac6af",
      "events": [
        {
          "eventIdentifier": "5e69e6cb-c0ce-4a64-9462-106a3ee93ca6",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T00:52:37.204Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "a28030d4-37d7-4602-8c0f-0a536d78a604",
              "transactionIdentifier": "a28030d4-37d7-4602-8c0f-0a536d78a604",
              "transactionType": "networkCardLoad",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Deposit",
              "accountIdentifier": "4e6ca262-fc44-427a-9382-baac1f0eac6a",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T00:43:45.801Z",
              "transactionAmount": 3.75,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "c5aaa5de-c186-423f-a4e3-1132004c6ca7",
                  "purseType": "primary",
                  "availableBalance": 227.97,
                  "ledgerBalance": 227.97,
                  "availableBalanceAsOfDateTime": "2019-09-17T00:43:45.817Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-17T00:43:45.817Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-16T22:58:36.000Z",
                "cardAcceptor": {
                  "merchantName": "Lyft, Inc.",
                  "merchantIndustryCode": "4121",
                  "merchantIndustryCategory": "Transportation",
                  "city": "VISA DIRECT",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Taxi-cabs and limousines"
                },
                "postTransactionData": {
                  "localDateTime": "2019-09-16T22:58:36.000",
                  "postingDateTime": "2019-09-17T00:43:45.801Z"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

ATM Withdrawal

"transactionStatus": "pending”

{
  "accounts": [
    {
      "accountIdentifier": "ef772cdb-f784-4a8f-9e1c-99287112fe0a",
      "events": [
        {
          "eventIdentifier": "bc7ea013-e720-4205-9d46-aa09ccb32bcd",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T06:12:58.336Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "448eaa6c-483b-40df-bf8d-ff90279c16d2",
              "transactionIdentifier": "2dfcb5ae-c089-4912-9b41-4c3c63a153f5",
              "transactionType": "atmWithdrawal",
              "transactionStatus": "pending",
              "transactionTypeDescription": "ATM Withdrawal",
              "accountIdentifier": "ef772cdb-f784-4a8f-9e1c-99287112fe0a",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T06:12:57.495Z",
              "transactionAmount": 20,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "11bfd340-603b-49c1-abd2-33db766bd1c9",
                  "purseType": "primary",
                  "availableBalance": 0,
                  "ledgerBalance": 0,
                  "availableBalanceAsOfDateTime": "2019-09-17T06:12:57.497Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-14T17:58:38.513Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-17T06:12:57.000Z",
                "cardAcceptor": {
                  "merchantName": "Cardtronics ABDC",
                  "merchantIndustryCode": "6011",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "LAS VEGAS",
                  "stateProvReg": "NV",
                  "merchantIndustryDescription": "Financial institutions — automated cash disbursements"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2019-09-27",
                  "requestAuthorizationAmount": 20,
                  "approvalCode": "123123",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "declined”

{
  "accounts": [
    {
      "accountIdentifier": "889933e5-3d13-4071-8a70-19fa1e361070",
      "events": [
        {
          "eventIdentifier": "271ac9b9-8e7b-496f-91e5-dc3d9e7bd24f",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T04:16:55.273Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "35e268fe-348c-4e33-83af-c6f4833e47eb",
              "transactionIdentifier": "e95e0995-852e-4b21-b5c4-828f79788f2f",
              "transactionType": "atmWithdrawal",
              "transactionStatus": "declined",
              "transactionTypeDescription": "ATM Withdrawal",
              "accountIdentifier": "889933e5-3d13-4071-8a70-19fa1e361070",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T04:16:53.915Z",
              "transactionAmount": 503,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "77132e5c-4555-4027-9768-28b258e5466a",
                  "purseType": "primary",
                  "availableBalance": 500,
                  "ledgerBalance": 500,
                  "availableBalanceAsOfDateTime": "2019-09-17T04:16:53.917Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-17T03:36:16.140Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-17T04:16:53.000Z",
                "cardAcceptor": {
                  "merchantName": "US BANK",
                  "merchantIndustryCode": "6011",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "LAFAYETTE",
                  "stateProvReg": "LA",
                  "merchantIndustryDescription": "Financial institutions — automated cash disbursements"
                },
                "authorizedTransactionData": {
                  "requestAuthorizationAmount": 503,
                  "declineReason": "wrongPIN",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "completed”

{
  "accounts": [
    {
      "accountIdentifier": "d20547b4-e36b-4151-83f1-b552aca546bc",
      "events": [
        {
          "eventIdentifier": "92d6bfbe-28e4-4e3b-ba78-399248dd1032",
          "eventType": "transaction",
          "eventDateTime": "2019-09-15T20:53:57.105Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "0c8d7647-a5e8-4078-88b5-6b5cc767aafc",
              "transactionIdentifier": "0c8d7647-a5e8-4078-88b5-6b5cc767aafc",
              "transactionType": "atmWithdrawal",
              "transactionStatus": "completed",
              "transactionTypeDescription": "ATM Withdrawal",
              "accountIdentifier": "d20547b4-e36b-4151-83f1-b552aca546bc",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-15T20:53:55.277Z",
              "transactionAmount": 40,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "262a886a-af44-4234-a9e5-10ea92dcf4ac",
                  "purseType": "primary",
                  "availableBalance": 1.51,
                  "ledgerBalance": 1.51,
                  "availableBalanceAsOfDateTime": "2019-09-15T20:53:55.277Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-15T20:53:55.277Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-15T17:10:40.000Z",
                "cardAcceptor": {
                  "merchantName": "Cardtronics C2ST612 E W",
                  "merchantIndustryCode": "6011",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "AKRON",
                  "stateProvReg": "OH",
                  "merchantIndustryDescription": "Financial institutions — automated cash disbursements"
                },
                "postTransactionData": {
                  "localDateTime": "2019-09-15T13:10:36.000",
                  "postingDateTime": "2019-09-15T20:53:55.277Z"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Fee Transaction Type

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
      "events": [
        {
          "eventIdentifier": "1c13332c-0de5-4c16-8a8d-58a31323e332",
          "eventType": "transaction",
          "eventDateTime": "2025-06-12T02:01:02.644Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "f788c91f-2836-4fe6-1fc9-88f73628e64f",
              "retrievalReferenceNumber": "788931549797319",
              "transactionIdentifier": "20d47348-f5b2-ce2b-4873-d420b2f52bce",
              "transactionType": "atmWithdrawal",
              "transactionStatus": "completed",
              "transactionTypeDescription": "ATM Withdrawal",
              "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
              "bin": "499998",
              "last4Pan": "1634",
              "currency": "USD",
              "postedDateTime": "2025-06-12T00:00:59.000Z",
              "transactionAmount": 35.17,
              "isCredit": false,
              "userIdentifier": "d92fd763-e79f-487c-8b1d-ec74dca04a1a",
              "paymentIdentifier": "1c242e07-c930-4e46-b355-667b40ada61e",
              "purses": [
                {
                  "purseIdentifier": "a2128892-3a5b-49c9-aa06-26e76f65bef0",
                  "purseType": "primary",
                  "availableBalance": 58.88,
                  "ledgerBalance": 826.57,
                  "availableBalanceAsOfDateTime": "2025-06-12T00:00:59.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-12T00:00:59.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-06-12T00:00:59.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "6011",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "CITY NAME",
                  "merchantIndustryDescription": "Financial institutions -  automated cash disbursements"
                },
                "postTransactionData": {
                  "localDateTime": "2025-06-11T19:00:59.000",
                  "postingDateTime": "2025-06-12T00:00:59.000Z",
                  "approvalCode": "045507"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Out of Network ATM Withdrawal Fee

{
  "accounts": [
    {
      "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
      "events": [
        {
          "eventIdentifier": "22af6bdb-7ead-44ac-aca5-34e26dbe6743",
          "eventType": "transaction",
          "eventDateTime": "2025-06-12T02:01:58.005Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "335a4b2a-3b0c-ac3d-2a4b-5a330c3b3dac",
              "transactionIdentifier": "335a4b2a-3b0c-ac3d-2a4b-5a330c3b3dac",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "e59fb028-9f8e-48d8-8885-22bb66b6268f",
              "currency": "USD",
              "postedDateTime": "2025-06-12T00:01:52.000Z",
              "transactionAmount": 75.86,
              "isCredit": true,
              "userIdentifier": "d92fd763-e79f-487c-8b1d-ec74dca04a1a",
              "paymentIdentifier": "1c242e07-c930-4e46-b355-667b40ada61e",
              "purses": [
                {
                  "purseIdentifier": "a2128892-3a5b-49c9-aa06-26e76f65bef0",
                  "purseType": "primary",
                  "availableBalance": -11,
                  "ledgerBalance": -561.24,
                  "availableBalanceAsOfDateTime": "2025-06-12T07:01:39.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-12T07:01:39.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "atmWithdrawalFee",
                  "amount": 75.86,
                  "currency": "USD",
                  "description": "Out of Network ATM Withdrawal Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

ATM withdraw international

Fee Transaction Type

{
  "accounts": [
    {
      "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
      "events": [
        {
          "eventIdentifier": "6c122225-aab8-4663-98aa-a755c4b25b3b",
          "eventType": "transaction",
          "eventDateTime": "2025-06-17T07:51:21.653Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "85ed195f-23f1-c08f-5f19-ed85f1238fc0",
              "retrievalReferenceNumber": "",
              "transactionIdentifier": "9414d51d-ed4d-cf97-1dd5-14944ded97cf",
              "transactionType": "atmWithdrawal",
              "transactionStatus": "completed",
              "transactionTypeDescription": "ATM Withdrawal",
              "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
              "bin": "424067",
              "last4Pan": "0760",
              "currency": "USD",
              "postedDateTime": "2025-06-16T10:35:51.000Z",
              "transactionAmount": 200,
              "isCredit": false,
              "userIdentifier": "7dcb5345-6b59-41e2-8d97-9d2001d2e3c2",
              "paymentIdentifier": "c70f18a4-2d5b-4fcf-846a-3f0dd242a05a",
              "purses": [
                {
                  "purseIdentifier": "99e77773-99ce-4bab-9f36-14cf27d2082a",
                  "purseType": "primary",
                  "availableBalance": 522.5,
                  "ledgerBalance": 522.5,
                  "availableBalanceAsOfDateTime": "2025-06-16T11:20:56.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-16T11:20:56.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-06-16T08:35:51.000Z",
                "cardAcceptor": {
                  "merchantName": "CARD ACCEPTOR",
                  "merchantIndustryCode": "6011",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "CITY NAME",
                  "merchantIndustryDescription": "Financial institutions -  automated cash disbursements"
                },
                "postTransactionData": {
                  "localDateTime": "2025-06-16T03:35:51.000",
                  "postingDateTime": "2025-06-16T10:35:51.000Z",
                  "approvalCode": "323677"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}
Foreign Transaction Fee
{
  "accounts": [
    {
      "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
      "events": [
        {
          "eventIdentifier": "23cbd035-5d9a-46cf-bf0f-38c7e750815f",
          "eventType": "transaction",
          "eventDateTime": "2025-06-17T12:20:13.852Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "275a7a82-a7db-356f-827a-5a27dba76f35",
              "transactionIdentifier": "275a7a82-a7db-356f-827a-5a27dba76f35",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
              "currency": "USD",
              "postedDateTime": "2025-06-16T10:35:52.000Z",
              "transactionAmount": 9,
              "isCredit": false,
              "userIdentifier": "7dcb5345-6b59-41e2-8d97-9d2001d2e3c2",
              "paymentIdentifier": "c70f18a4-2d5b-4fcf-846a-3f0dd242a05a",
              "purses": [
                {
                  "purseIdentifier": "99e77773-99ce-4bab-9f36-14cf27d2082a",
                  "purseType": "primary",
                  "availableBalance": 522.5,
                  "ledgerBalance": 522.5,
                  "availableBalanceAsOfDateTime": "2025-06-16T11:20:55.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-16T11:20:55.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "foreignTransactionFee",
                  "amount": 9,
                  "currency": "USD",
                  "description": "Foreign Transaction Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

Refund

"transactionStatus": "removed”

{
  "accounts": [
    {
      "accountIdentifier": "554697e0-e6eb-49c1-9cfd-6bd88ce8e830",
      "events": [
        {
          "eventIdentifier": "e2310483-adbf-464c-827e-78d9d049cf35",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T06:32:10.572Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "63a8714c-d974-4420-a5aa-5448dfe28d6f",
              "transactionIdentifier": "b213be31-c32f-4439-8517-69afb847f133",
              "transactionType": "refund",
              "transactionStatus": "removed",
              "transactionTypeDescription": "Refund",
              "accountIdentifier": "554697e0-e6eb-49c1-9cfd-6bd88ce8e830",
              "bin": "123456",
              "last4Pan": "6789",
              "currency": "USD",
              "postedDateTime": "2019-09-17T06:32:07.055Z",
              "transactionAmount": 8,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "498aba19-19aa-4eb7-88aa-939e2a98edfa",
                  "purseType": "primary",
                  "availableBalance": 40.18,
                  "ledgerBalance": 43.43,
                  "availableBalanceAsOfDateTime": "2019-09-17T06:32:07.060Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-13T00:21:36.597Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2019-09-17T06:32:07.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "LOCAL LAUNDRY",
                  "merchantIndustryCode": "7211",
                  "merchantIndustryCategory": "Personal Service Providers",
                  "city": "EL SEGUNDO",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Laundry services — family and commercial"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2019-09-21",
                  "requestAuthorizationAmount": 8,
                  "approvalCode": "663260",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Cash Reload

"transactionStatus": "completed”

{
  "accounts": [
    {
      "accountIdentifier": "1d6c978d-b5b3-4f42-893f-c8a2973f7302",
      "events": [
        {
          "eventIdentifier": "bfa6b62f-b345-465e-84ca-5097ad4e08f0",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T06:27:37.042Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "27314134-09f3-4e53-843a-7aa022342e21",
              "transactionIdentifier": "27314134-09f3-4e53-843a-7aa022342e21",
              "transactionType": "cashReload",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Cash Deposit",
              "accountIdentifier": "1d6c978d-b5b3-4f42-893f-c8a2973f7302",
              "currency": "USD",
              "postedDateTime": "2019-09-17T06:27:36.086Z",
              "transactionAmount": 100,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "fb34f7eb-4b93-4964-82e8-ff21691cb378",
                  "purseType": "primary",
                  "availableBalance": 101,
                  "ledgerBalance": 101,
                  "availableBalanceAsOfDateTime": "2019-09-17T06:27:36.087Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-17T06:27:36.087Z"
                }
              ],
              "postedInternalTransactionData": {
                "description": "Walgreens 2000, Houston TX",
                "transferType": "swipeReload",
                "retailSaleData": {
                  "city": "Houston",
                  "state": "TX",
                  "merchantName": "Walgreens",
                  "storeNumber": "2000"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Adjustment

"transactionStatus": "completed”

{
  "accounts": [
    {
      "accountIdentifier": "6f8612a0-5b3d-4511-b804-460930ad621e",
      "events": [
        {
          "eventIdentifier": "4173bd27-b949-4a68-8b70-ad9e2160f914",
          "eventType": "transaction",
          "eventDateTime": "2019-09-17T00:35:16.793Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "3aed91bd-e82a-450b-97f1-79b47b2c1e2c",
              "transactionIdentifier": "3aed91bd-e82a-450b-97f1-79b47b2c1e2c",
              "transactionType": "adjustment",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Adjustment",
              "accountIdentifier": "6f8612a0-5b3d-4511-b804-460930ad621e",
              "currency": "USD",
              "postedDateTime": "2019-09-17T00:35:15.282Z",
              "transactionAmount": 0.3,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "de513478-b135-41c1-9552-9a3bcdec24eb",
                  "purseType": "primary",
                  "availableBalance": 27.02,
                  "ledgerBalance": 27.02,
                  "availableBalanceAsOfDateTime": "2019-09-17T00:35:15.283Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-17T00:35:15.283Z"
                }
              ],
              "postedInternalTransactionData": {
                "adjustmentType": "provisionalDispute",
                "description": "Dispute Provisional Credit",
                "transferType": "adjustment"
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionStatus": "reversed”

{
  "accounts": [
    {
      "accountIdentifier": "0c95ecab-5d54-4fa3-8385-7a4c98a8b7f3",
      "events": [
        {
          "eventIdentifier": "8f069502-a1cc-43b5-9057-b05ac82d95f2",
          "eventType": "transaction",
          "eventDateTime": "2019-09-16T19:29:32.543Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "f33eb567-fff3-4424-be37-96fc861c2c5c",
              "transactionIdentifier": "f33eb567-fff3-4424-be37-96fc861c2c5c",
              "transactionType": "adjustment",
              "transactionStatus": "reversed",
              "transactionTypeDescription": "Adjustment",
              "accountIdentifier": "0c95ecab-5d54-4fa3-8385-7a4c98a8b7f3",
              "currency": "USD",
              "postedDateTime": "2019-09-16T19:29:29.333Z",
              "transactionAmount": 90.24,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "61960ed6-160c-42ed-a127-6a82249d005c",
                  "purseType": "primary",
                  "availableBalance": -87.74,
                  "ledgerBalance": -87.74,
                  "availableBalanceAsOfDateTime": "2019-09-16T19:29:29.333Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-16T19:29:29.333Z"
                }
              ],
              "postedInternalTransactionData": {
                "adjustmentType": "provisionalDisputeReversal",
                "description": "Dispute Provisional Credit Reversal",
                "transferType": "adjustment"
              }
            }
          ]
        }
      ]
    }
  ]
}

Teller CashWithdrawal

"transactionStatus": "declined”

{
  "accounts": [
    {
      "accountIdentifier": "0c95ecab-5d54-4fa3-8385-7a4c98a8b7f3",
      "events": [
        {
          "eventIdentifier": "8f069502-a1cc-43b5-9057-b05ac82d95f2",
          "eventType": "transaction",
          "eventDateTime": "2019-09-16T19:29:32.543Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "f33eb567-fff3-4424-be37-96fc861c2c5c",
              "transactionIdentifier": "f33eb567-fff3-4424-be37-96fc861c2c5c",
              "transactionType": "adjustment",
              "transactionStatus": "reversed",
              "transactionTypeDescription": "Adjustment",
              "accountIdentifier": "0c95ecab-5d54-4fa3-8385-7a4c98a8b7f3",
              "currency": "USD",
              "postedDateTime": "2019-09-16T19:29:29.333Z",
              "transactionAmount": 90.24,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "61960ed6-160c-42ed-a127-6a82249d005c",
                  "purseType": "primary",
                  "availableBalance": -87.74,
                  "ledgerBalance": -87.74,
                  "availableBalanceAsOfDateTime": "2019-09-16T19:29:29.333Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-16T19:29:29.333Z"
                }
              ],
              "postedInternalTransactionData": {
                "adjustmentType": "provisionalDisputeReversal",
                "description": "Dispute Provisional Credit Reversal",
                "transferType": "adjustment"
              }
            }
          ]
        }
      ]
    }
  ]
}

Fee

"transactionStatus": "completed”

{
  "accounts": [
    {
      "accountIdentifier": "3fdc1666-69f7-4546-8bef-06171551a139",
      "events": [
        {
          "eventIdentifier": "00be906e-c7b8-4ff5-babf-15d3810e54d9",
          "eventType": "transaction",
          "eventDateTime": "2019-09-16T00:41:20.569Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "c0a5681c-e68c-4fc5-8eb4-d46f82f3639c",
              "transactionIdentifier": "c0a5681c-e68c-4fc5-8eb4-d46f82f3639c",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "1c6c895d-a11c-4546-9243-1528375a70bd",
              "currency": "USD",
              "postedDateTime": "2019-09-16T00:41:19.396Z",
              "transactionAmount": 1.42,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "c56fa2f7-bb25-47bc-87f5-ccc074baa779",
                  "purseType": "primary",
                  "availableBalance": 1.56,
                  "ledgerBalance": 1.56,
                  "availableBalanceAsOfDateTime": "2019-09-16T00:41:19.397Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-16T00:41:19.397Z"
                }
              ],
              "fees": [
                {
                  "feeType": "foreignTransactionFee",
                  "amount": 1.42,
                  "currency": "USD",
                  "description": "Foreign Transaction Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

Purse Transfer

"transactionStatus": "completed”

{
  "accounts": [
    {
      "accountIdentifier": "21c320cf-c596-4847-9b5e-c6fd11ad45af",
      "events": [
        {
          "eventIdentifier": "a276333e-de0e-45a0-a9c5-4ce19b3c0694",
          "eventType": "transaction",
          "eventDateTime": "2019-09-14T19:58:12.248Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "59c6c2fb-7162-4b78-9f89-82546a61d450",
              "transactionIdentifier": "59c6c2fb-7162-4b78-9f89-82546a61d450",
              "transactionType": "purseTransfer",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Transfer",
              "accountIdentifier": "21c320cf-c596-4847-9b5e-c6fd11ad45af",
              "currency": "USD",
              "postedDateTime": "2019-09-14T19:58:09.686Z",
              "transactionAmount": 27.52,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "ecea478f-6c44-4169-a5f8-f1c11f29652a",
                  "purseType": "primary",
                  "availableBalance": 427.52,
                  "ledgerBalance": 427.52,
                  "availableBalanceAsOfDateTime": "2019-09-14T19:58:09.687Z",
                  "ledgerBalanceAsOfDateTime": "2019-09-14T19:58:09.687Z"
                }
              ],
              "postedInternalTransactionData": {
                "transferIdentifier": "37404b99-0efa-4c0b-bdfe-d1c967d3ab07",
                "description": "Transfer from Groceries",
                "transferType": "purseTransfer"
              }
            }
          ]
        }
      ]
    }
  ]
}

Peer Transfer

"transactionStatus": "completed”

{
  "accounts": [
    {
      "accountIdentifier": "65190973-cbfd-458a-8f3f-27cbe1998ce6",
      "events": [
        {
          "eventIdentifier": "62df713c-f619-4c44-a1ec-a89c8b56f10e",
          "eventType": "transaction",
          "eventDateTime": "2025-06-25T10:19:39.985Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "e6179049-e41f-392c-4990-17e61fe42c39",
              "transactionIdentifier": "e6179049-e41f-392c-4990-17e61fe42c39",
              "transactionType": "peerTransfer",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Transfer",
              "accountIdentifier": "65190973-cbfd-458a-8f3f-27cbe1998ce6",
              "currency": "USD",
              "postedDateTime": "2025-06-25T07:04:55.438Z",
              "transactionAmount": 100,
              "isCredit": false,
              "purses": [
                {
                  "purseIdentifier": "007a02e9-1672-450f-b147-83e754c7b55c",
                  "purseType": "primary",
                  "availableBalance": 400,
                  "ledgerBalance": 400,
                  "availableBalanceAsOfDateTime": "2025-06-25T07:04:55.440Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-25T07:04:55.440Z"
                }
              ],
              "postedInternalTransactionData": {
                "transferIdentifier": "9cc1ef4c-ad66-45a8-80a6-b98830e0dba4",
                "description": "Money sent to BjIyFjRA oyUhvtYN",
                "transferType": "peerTransfer"
              }
            }
          ]
        }
      ]
    }
  ]
}

eCash

"transactionStatus": "completed”

{
  "accounts": [
    {
      "accountIdentifier": "781ae2c6-a368-496e-beb2-e0b37c8bd981",
      "events": [
        {
          "eventIdentifier": "bc1cab3c-7a53-4b52-bcc7-815a01b8f442",
          "eventType": "transaction",
          "eventDateTime": "2025-06-26T21:05:23.639Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "8497beac-378f-8f9f-acbe-97848f379f8f",
              "transactionIdentifier": "8497beac-378f-8f9f-acbe-97848f379f8f",
              "transactionType": "eCash",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Transfer",
              "accountIdentifier": "781ae2c6-a368-496e-beb2-e0b37c8bd981",
              "currency": "USD",
              "postedDateTime": "2025-06-19T11:20:14.000Z",
              "transactionAmount": 19.55,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "2c9c01a3-54c0-4504-ac4b-290356ad6b90",
                  "purseType": "primary",
                  "availableBalance": 19.55,
                  "ledgerBalance": 19.55,
                  "availableBalanceAsOfDateTime": "2025-06-19T11:20:14.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-19T11:20:14.000Z"
                }
              ],
              "postedInternalTransactionData": {
                "description": "TestMart 42, Pasadena CA",
                "transferType": "eCashSend",
                "retailSaleData": {
                  "city": "Pasadena",
                  "state": "CA",
                  "merchantName": "TestMart",
                  "storeNumber": "42"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Interest

{
  "accounts": [
    {
      "accountIdentifier": "ca102020-cb58-452e-888d-e171db282933",
      "events": [
        {
          "eventIdentifier": "074e7757-be43-48f5-ad63-91c72d7722f0",
          "eventType": "transaction",
          "eventDateTime": "2025-06-26T09:21:53.862Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "ded578b8-b81f-fbda-b878-d5de1fb8dafb",
              "transactionIdentifier": "ded578b8-b81f-fbda-b878-d5de1fb8dafb",
              "transactionType": "interest",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Interest Paid",
              "accountIdentifier": "ca102020-cb58-452e-888d-e171db282933",
              "currency": "USD",
              "postedDateTime": "2025-06-26T09:21:48.134Z",
              "transactionAmount": 0.31,
              "isCredit": true,
              "purses": [
                {
                  "purseIdentifier": "29448edb-eda0-4dfd-9181-733905f72422",
                  "purseType": "savings",
                  "availableBalance": 150.53,
                  "ledgerBalance": 150.53,
                  "availableBalanceAsOfDateTime": "2025-06-26T09:21:48.133Z",
                  "ledgerBalanceAsOfDateTime": "2025-06-26T09:21:48.133Z"
                }
              ],
              "postedInternalTransactionData": {
                "description": "Interest Paid"
              }
            }
          ]
        }
      ]
    }
  ]
}

SingleMsgPOS - PurchaseFollowedByFullReversal

Purchase

"transactionType": "purchase"

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "5e9d8f79-ed46-4d58-8492-c31db8a00c88",
          "eventType": "transaction",
          "eventDateTime": "2025-05-09T07:51:39.844Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "391b50be-bd4c-43d0-be50-1b394cbdd043",
              "retrievalReferenceNumber": "305127586963545",
              "transactionIdentifier": "bd95f130-fb49-3a43-30f1-95bd49fb433a",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-07T16:18:16.000Z",
              "transactionAmount": 21,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 4837.31,
                  "ledgerBalance": 4837.31,
                  "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-07T16:18:16.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-07T09:13:01.000",
                  "postingDateTime": "2025-05-07T16:18:16.000Z",
                  "approvalCode": "042800"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Purchase full reversal

"transactionType": "refund"

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "bbe2dcdd-2b43-46f8-b48d-165cdcfb600b",
          "eventType": "transaction",
          "eventDateTime": "2025-05-09T07:51:40.034Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "7b81c965-4c6a-f1d4-65c9-817b6a4cd4f1",
              "retrievalReferenceNumber": "305127586963545",
              "transactionIdentifier": "a3a15230-7b35-75f1-3052-a1a3357bf175",
              "transactionType": "refund",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Refund",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-07T16:18:17.000Z",
              "transactionAmount": 21,
              "isCredit": true,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 4837.31,
                  "ledgerBalance": 4837.31,
                  "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-07T14:13:01.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-07T09:13:01.000",
                  "postingDateTime": "2025-05-07T16:18:17.000Z",
                  "approvalCode": "042800"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Non $1 Preauth-Completion - Clears via SMS Real Time Clearing

AFD- PreAuth

"transactionType": "purchase"

"transactionStatus": "pending"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "637a43f8-e264-4b37-87d7-fa0bef2aa84d",
          "eventType": "transaction",
          "eventDateTime": "2025-05-09T07:51:39.744Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "1c6fca8e-eb65-6b9f-8eca-6f1c65eb9f6b",
              "retrievalReferenceNumber": "305127589599467",
              "transactionIdentifier": "1c6fca8e-eb65-6b9f-8eca-6f1c65eb9f6b",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-07T16:22:39.000Z",
              "transactionAmount": 15,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 4837.31,
                  "ledgerBalance": 4837.31,
                  "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-07T16:22:40.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5542",
                  "merchantIndustryCategory": "Automobiles and Vehicles",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Automated fuel dispensers"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-12",
                  "requestAuthorizationAmount": 15,
                  "approvalCode": "763244",
                  "eci": "none",
                  "isPartialAuth": false,
                  "authType": "preAuth"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

AFD- PreAuth to post

"transactionType": "purchase"

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "c701023c-17b5-4ec0-868e-880bb6588039",
          "eventType": "transaction",
          "eventDateTime": "2025-05-09T07:51:40.345Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "1c6fca8e-eb65-6b9f-8eca-6f1c65eb9f6b",
              "retrievalReferenceNumber": "305127589599467",
              "transactionIdentifier": "1c80ff74-8895-d706-74ff-801c958806d7",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-07T16:22:41.000Z",
              "transactionAmount": 15,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 4837.31,
                  "ledgerBalance": 4837.31,
                  "availableBalanceAsOfDateTime": "2025-05-08T16:13:30.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-08T16:16:15.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-07T14:17:25.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5542",
                  "merchantIndustryCategory": "Automobiles and Vehicles",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Automated fuel dispensers"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-07T09:17:25.000",
                  "postingDateTime": "2025-05-07T16:22:41.000Z",
                  "approvalCode": "763244"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

PartialAuth

AFD- PreAuth

"transactionType": "purchase"

"transactionStatus": "pending"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "20414e33-c9ec-4119-8852-fbbf32a4eecf",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:27:07.116Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "bbce4378-8138-c952-7843-cebb388152c9",
              "retrievalReferenceNumber": "305132736165237",
              "transactionIdentifier": "bbce4378-8138-c952-7843-cebb388152c9",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:26:56.000Z",
              "transactionAmount": 9.38,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 0,
                  "ledgerBalance": 57.5,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:26:56.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:26:56.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:26:57.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5542",
                  "merchantIndustryCategory": "Automobiles and Vehicles",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Automated fuel dispensers"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 9.38,
                  "approvalCode": "476215",
                  "eci": "none",
                  "isPartialAuth": true,
                  "authType": "preAuth"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

AFD- PreAuth to partial post

"transactionType": "purchase"

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "da364de8-08ae-46a0-ad09-5dbb6b40c7f5",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:27:17.828Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "bbce4378-8138-c952-7843-cebb388152c9",
              "retrievalReferenceNumber": "305132736165237",
              "transactionIdentifier": "168254f2-a1c7-3d70-f254-8216c7a1703d",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:26:58.000Z",
              "transactionAmount": 9,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 0.38,
                  "ledgerBalance": 48.5,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:26:58.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:26:58.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T18:21:35.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5542",
                  "merchantIndustryCategory": "Automobiles and Vehicles",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Automated fuel dispensers"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T13:21:35.000",
                  "postingDateTime": "2025-05-12T20:26:58.000Z",
                  "approvalCode": "476215"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

SingleMsgPOS

PurchaseWithCashBack

"transactionType": "purchase"

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
      "events": [
        {
          "eventIdentifier": "397c5cec-830f-4244-a767-a01a37b071f0",
          "eventType": "transaction",
          "eventDateTime": "2025-07-01T08:29:45.886Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "31fe2ec2-a84b-42ea-c22e-fe314ba8ea42",
              "retrievalReferenceNumber": "",
              "transactionIdentifier": "1677a54b-ab41-1b45-4ba5-771641ab451b",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "88f15645-5a0d-4d4d-9914-fbfa8a609e4f",
              "bin": "424067",
              "last4Pan": "0760",
              "currency": "USD",
              "postedDateTime": "2025-07-01T08:29:32.000Z",
              "transactionAmount": 20,
              "isCredit": false,
              "userIdentifier": "7dcb5345-6b59-41e2-8d97-9d2001d2e3c2",
              "paymentIdentifier": "c70f18a4-2d5b-4fcf-846a-3f0dd242a05a",
              "purses": [
                {
                  "purseIdentifier": "99e77773-99ce-4bab-9f36-14cf27d2082a",
                  "purseType": "primary",
                  "availableBalance": 502.55,
                  "ledgerBalance": 502.55,
                  "availableBalanceAsOfDateTime": "2025-07-01T08:29:32.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-07-01T08:29:32.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-07-01T08:29:32.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-07-01T01:29:31.000",
                  "postingDateTime": "2025-07-01T08:29:32.000Z",
                  "approvalCode": "254164"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

Quasi Cash

"transactionType": "purchase"

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "3fb8222e-1d3e-42b2-b447-50804796447f",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:40:14.385Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "3f867737-99f8-44a5-3777-863ff899a544",
              "retrievalReferenceNumber": "305132708029083",
              "transactionIdentifier": "4f6320cb-0a48-72ab-cb20-634f480aab72",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:40:02.000Z",
              "transactionAmount": 21,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 4816.31,
                  "ledgerBalance": 4816.31,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:40:02.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:40:02.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:40:02.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "6051",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Non-financial institutions -  foreign currency, money orders (not wire transfer), scrip and travellers checks"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:34:40.000",
                  "postingDateTime": "2025-05-12T19:40:02.000Z",
                  "approvalCode": "352976"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

OTC cash withdrawal

OTC cash withdrawal

"transactionType": "tellerCashWithdrawal"

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "a0cbf6b8-b54d-4df3-b02a-637163a86c7f",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.004Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "32d7989f-0671-78ae-9f98-d7327106ae78",
              "retrievalReferenceNumber": "305132712167824",
              "transactionIdentifier": "ae56cc24-dbad-578c-24cc-56aeaddb8c57",
              "transactionType": "tellerCashWithdrawal",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Teller Cash Withdrawal",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:14:33.000Z",
              "transactionAmount": 40,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 0.38,
                  "ledgerBalance": 0.38,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:46:56.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "6010",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Financial institutions -  manual cash disbursements"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:41:33.000",
                  "postingDateTime": "2025-05-14T01:14:33.000Z",
                  "approvalCode": "171054"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

OTC cash withdrawal Fee

"transactionType": "fee",

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "45d1fd17-841f-475e-bc3c-6febe079ddf1",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:33.845Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "543d1591-cdcb-f347-9115-3d54cbcd47f3",
              "transactionIdentifier": "543d1591-cdcb-f347-9115-3d54cbcd47f3",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:14:34.000Z",
              "transactionAmount": 3,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 0.38,
                  "ledgerBalance": 0.38,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "bankOtcFee",
                  "amount": 3,
                  "currency": "USD",
                  "description": "Teller Cash Withdrawal Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

OTC cash withdrawal - International

OTC cash withdrawal

"transactionType": "tellerCashWithdrawal",

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "07ba8eb9-ba7c-4c91-b6ef-419c49759a33",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.011Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "7a8c48ef-835e-6d3f-ef48-8c7a5e833f6d",
              "retrievalReferenceNumber": "305132712628764",
              "transactionIdentifier": "3a2dc015-570b-5f15-15c0-2d3a0b57155f",
              "transactionType": "tellerCashWithdrawal",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Teller Cash Withdrawal",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:14:33.000Z",
              "transactionAmount": 2.06,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 0.38,
                  "ledgerBalance": 0.38,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:47:42.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "6010",
                  "merchantIndustryCategory": "Service Providers",
                  "city": "CITY NAME",
                  "merchantIndustryDescription": "Financial institutions -  manual cash disbursements"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:42:19.000",
                  "postingDateTime": "2025-05-14T01:14:33.000Z",
                  "approvalCode": "726288"
                },
                "localTransactionData": {
                  "currency": "MXN",
                  "amount": 40
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

OTC cash withdrawal Foreign Fee

"transactionType": "fee",

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "59231cfc-4131-4549-a14e-7bfdf3f4a292",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:33.866Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "b1fd8038-7bbf-9d48-3880-fdb1bf7b489d",
              "transactionIdentifier": "b1fd8038-7bbf-9d48-3880-fdb1bf7b489d",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:14:34.000Z",
              "transactionAmount": 0.06,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 0.38,
                  "ledgerBalance": 0.38,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "foreignTransactionFee",
                  "amount": 0.06,
                  "currency": "USD",
                  "description": "Foreign Transaction Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

OTC cash withdrawal Fee

"transactionType": "fee",

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "9074470c-4ad1-401a-863d-f5cc26ffdb85",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:33.855Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "a54bf77c-e3af-c774-7cf7-4ba5afe374c7",
              "transactionIdentifier": "a54bf77c-e3af-c774-7cf7-4ba5afe374c7",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:14:33.000Z",
              "transactionAmount": 3,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 0.38,
                  "ledgerBalance": 0.38,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:14:34.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "bankOtcFee",
                  "amount": 3,
                  "currency": "USD",
                  "description": "Teller Cash Withdrawal Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

SingleMsgPos-Purchase-AFT

"transactionType": "purchase",

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
      "events": [
        {
          "eventIdentifier": "940eef6e-ec26-467f-aa5b-017f7852759d",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:50:06.213Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "19fb3087-de07-47a6-8730-fb1907dea647",
              "retrievalReferenceNumber": "305132713921333",
              "transactionIdentifier": "639bc50b-a5a5-e909-0bc5-9b63a5a509e9",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "b656c01b-3ab4-4954-bdc7-5fd5a05a02ed",
              "bin": "424067",
              "last4Pan": "9481",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:49:52.000Z",
              "transactionAmount": 50,
              "isCredit": false,
              "userIdentifier": "3d50a2b4-06be-4a46-9450-ab507e4b440f",
              "paymentIdentifier": "db71f79c-516d-4f9f-b434-2976a75b5603",
              "purses": [
                {
                  "purseIdentifier": "16f19e4f-3464-49b2-823f-e681fe1ebb39",
                  "purseType": "primary",
                  "availableBalance": 4677.38,
                  "ledgerBalance": 4725.5,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:49:52.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:49:52.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:49:52.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5411",
                  "merchantIndustryCategory": "Retail Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Groceries and supermarkets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:44:30.000",
                  "postingDateTime": "2025-05-12T19:49:52.000Z",
                  "approvalCode": "436474"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

SingleMsgPOS - Purchase Canada - International Transactions

"transactionType": "purchase",

"transactionStatus": "completed"

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "d4aad7a8-d734-41ba-9b8e-5c7fe2d07fd6",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:51:45.336Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "2f44e8da-45ea-4043-dae8-442fea454340",
              "retrievalReferenceNumber": "305132714943109",
              "transactionIdentifier": "ccb82cad-75b3-6269-ad2c-b8ccb3756962",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:51:34.000Z",
              "transactionAmount": 50.35,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4948.14,
                  "ledgerBalance": 4948.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:51:34.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "QC",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:46:11.000",
                  "postingDateTime": "2025-05-12T19:51:34.000Z",
                  "approvalCode": "945463"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "fee",
"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "c485556b-97b7-4fc5-99c8-5a8180825dfa",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:51:45.835Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "016e77fb-c27f-8458-fb77-6e017fc25884",
              "transactionIdentifier": "016e77fb-c27f-8458-fb77-6e017fc25884",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:51:34.000Z",
              "transactionAmount": 1.51,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4948.14,
                  "ledgerBalance": 4948.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:51:34.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "foreignTransactionFee",
                  "amount": 1.51,
                  "currency": "USD",
                  "description": "Foreign Transaction Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

SingleMsgPOS - Purchase - Airlines

"transactionType": "purchase",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "4aaf2dd8-1c4e-4427-81bb-908ce1f9d3c3",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:53:01.147Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "5db311f8-ce2c-44c7-f811-b35d2ccec744",
              "retrievalReferenceNumber": "305132715653673",
              "transactionIdentifier": "c1d8d979-d03b-c2a9-79d9-d8c13bd0a9c2",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:52:45.000Z",
              "transactionAmount": 100,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4848.14,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:52:45.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:52:45.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:52:45.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "3000",
                  "merchantIndustryCategory": "Airlines",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "United Airlines- UNITED"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:47:23.000",
                  "postingDateTime": "2025-05-12T19:52:45.000Z",
                  "approvalCode": "988168"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

$1 afd status check - confirmation advice (0100 - 0120) clears via base2

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "e23b7625-39ae-47be-8aba-f2d7b2c38386",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:54:12.183Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "c84fd4b3-46b5-b6ff-b3d4-4fc8b546ffb6",
              "retrievalReferenceNumber": "305132716444289",
              "transactionIdentifier": "c84fd4b3-46b5-b6ff-b3d4-4fc8b546ffb6",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:54:04.000Z",
              "transactionAmount": 1,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4773.14,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:54:04.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:54:04.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:54:05.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5542",
                  "merchantIndustryCategory": "Automobiles and Vehicles",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Automated fuel dispensers"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 1,
                  "approvalCode": "621359",
                  "eci": "none",
                  "isPartialAuth": false,
                  "authType": "preAuth"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "41dd535b-baae-4971-8568-88d7c5520243",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.011Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "7e37b056-0eaf-62ed-56b0-377eaf0eed62",
              "retrievalReferenceNumber": "305132716444289",
              "transactionIdentifier": "8cb67c5b-dc43-261c-5b7c-b68c43dc1c26",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 13,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 299,
                  "ledgerBalance": 464.61,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:54:06.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5542",
                  "merchantIndustryCategory": "Automobiles and Vehicles",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Automated fuel dispensers"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:48:43.000",
                  "postingDateTime": "2025-05-14T01:58:41.000Z",
                  "approvalCode": "621359"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - PurchaseFullApproval

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "473cc71b-c5ee-4bc1-b871-27d799d1db28",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:55:34.815Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "08445dbc-e591-d994-bc5d-440891e594d9",
              "retrievalReferenceNumber": "305132717225041",
              "transactionIdentifier": "08445dbc-e591-d994-bc5d-440891e594d9",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:55:22.000Z",
              "transactionAmount": 36,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4788.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:55:22.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:55:22.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:55:23.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 36,
                  "approvalCode": "868133",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - PurchaseFullApproval - International

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "86052db8-f31b-4dfc-a144-a6e6b535f816",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:54:59.737Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "1e0d962b-2c8c-aa4b-2b96-0d1e8c2c4baa",
              "retrievalReferenceNumber": "305132716924748",
              "transactionIdentifier": "1e0d962b-2c8c-aa4b-2b96-0d1e8c2c4baa",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:54:52.000Z",
              "transactionAmount": 10.79,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4824.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:54:52.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:54:52.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "foreignTransactionFee",
                  "amount": 0.32,
                  "currency": "USD",
                  "description": "Foreign Transaction Fee"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:54:54.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "QC ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 10.79,
                  "approvalCode": "537048",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "e7d51f1d-0d58-4745-b60e-76160460c8ed",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:48.447Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "1e0d962b-2c8c-aa4b-2b96-0d1e8c2c4baa",
              "retrievalReferenceNumber": "305132716924748",
              "transactionIdentifier": "59336dfa-3237-2af3-fa6d-33593732f32a",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 10.79,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 299,
                  "ledgerBalance": 464.61,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:54:52.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "QC",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:49:30.000",
                  "postingDateTime": "2025-05-14T01:58:41.000Z",
                  "approvalCode": "537048"
                },
                "localTransactionData": {
                  "currency": "CAD",
                  "amount": 15
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "fee",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "04aa9648-4da4-43ab-b91c-db409c30bce8",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:33.856Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "331797dd-afbe-76b8-dd97-1733beafb876",
              "transactionIdentifier": "331797dd-afbe-76b8-dd97-1733beafb876",
              "transactionType": "fee",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Fee",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 0.32,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 149,
                  "ledgerBalance": 1062.81,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:41.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:41.000Z"
                }
              ],
              "fees": [
                {
                  "feeType": "foreignTransactionFee",
                  "amount": 0.32,
                  "currency": "USD",
                  "description": "Foreign Transaction Fee"
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - PurchaseFullReversal

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "e1e35afd-b8fd-49c0-a875-66ea0c2f3f58",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:58:57.094Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "6463bfdb-c571-343b-dbbf-636471c53b34",
              "retrievalReferenceNumber": "305132719257098",
              "transactionIdentifier": "6463bfdb-c571-343b-dbbf-636471c53b34",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:58:45.000Z",
              "transactionAmount": 17,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4788.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:58:47.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 17,
                  "approvalCode": "858047",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "refund",

"transactionStatus": "removed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "9d8344df-4ac4-4757-a458-62bd5861cd77",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:58:57.094Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "6463bfdb-c571-343b-dbbf-636471c53b34",
              "retrievalReferenceNumber": "305132719257098",
              "transactionIdentifier": "008e6a6b-b393-1257-6b6a-8e0093b35712",
              "transactionType": "refund",
              "transactionStatus": "removed",
              "transactionTypeDescription": "Refund",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:58:47.000Z",
              "transactionAmount": 17,
              "isCredit": true,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4788.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:58:47.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:58:47.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 17,
                  "approvalCode": "858047",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - Refund - StandAlone

"transactionType": "refund",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "15c17786-573c-49b8-96e7-d77745a6932a",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T19:59:20.832Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "e18940da-d8f8-7d24-da40-89e1f8d8247d",
              "retrievalReferenceNumber": "305132719507289",
              "transactionIdentifier": "e18940da-d8f8-7d24-da40-89e1f8d8247d",
              "transactionType": "refund",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Refund",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T19:59:10.000Z",
              "transactionAmount": 18,
              "isCredit": true,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4788.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T19:59:10.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T19:59:10.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:59:11.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-12",
                  "requestAuthorizationAmount": 18,
                  "approvalCode": "301745",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "refund",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "33a6dd01-8b22-4388-9c89-93c6436fd49d",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.004Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "e18940da-d8f8-7d24-da40-89e1f8d8247d",
              "retrievalReferenceNumber": "305132719507289",
              "transactionIdentifier": "2e0a6e1d-8bb2-593a-1d6e-0a2eb28b3a59",
              "transactionType": "refund",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Refund",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 18,
              "isCredit": true,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 299,
                  "ledgerBalance": 464.61,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T19:59:10.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T12:53:47.000",
                  "postingDateTime": "2025-05-14T01:58:41.000Z",
                  "approvalCode": "301745"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - Purchase - PartialApproval

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "90d218a0-fab2-41ff-bec1-0b88329c3865",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:18:09.565Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "58be7e46-b8d2-c6e3-467e-be58d2b8e3c6",
              "retrievalReferenceNumber": "305132730744091",
              "transactionIdentifier": "58be7e46-b8d2-c6e3-467e-be58d2b8e3c6",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:17:54.000Z",
              "transactionAmount": 39.61,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": -10,
                  "ledgerBalance": 1148.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:17:54.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:17:54.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:17:55.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 39.61,
                  "approvalCode": "128755",
                  "eci": "none",
                  "isPartialAuth": true
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - Purchase - PartialReversal

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "b26120ec-2c2a-4b7a-8943-f3e263bd43bf",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:01:17.416Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "39ded4ae-1922-31ef-aed4-de392219ef31",
              "retrievalReferenceNumber": "305132720679608",
              "transactionIdentifier": "39ded4ae-1922-31ef-aed4-de392219ef31",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:01:07.000Z",
              "transactionAmount": 19,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4773.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:01:09.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 19,
                  "approvalCode": "172351",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "refund",

"transactionStatus": "removed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "4705b2fc-4da2-4841-87d4-e9602b8b0e3d",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:01:17.416Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "e62ebd8b-c47f-0bae-8bbd-2ee67fc4ae0b",
              "retrievalReferenceNumber": "305132720679608",
              "transactionIdentifier": "e62ebd8b-c47f-0bae-8bbd-2ee67fc4ae0b",
              "transactionType": "refund",
              "transactionStatus": "removed",
              "transactionTypeDescription": "Refund",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:01:09.000Z",
              "transactionAmount": 4,
              "isCredit": true,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4773.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:01:09.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:01:09.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5999",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Miscellaneous and speciality retail outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-17",
                  "requestAuthorizationAmount": 19,
                  "approvalCode": "172351",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - Purchase - CarRental - FirstIncrementalAuth - FullReversal

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "6261210f-6e13-49df-9e56-f330c151f8bf",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:07:24.513Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "684b8633-ea92-cacb-3386-4b6892eacbca",
              "retrievalReferenceNumber": "305132724326912",
              "transactionIdentifier": "684b8633-ea92-cacb-3386-4b6892eacbca",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:07:12.000Z",
              "transactionAmount": 97,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4004.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:07:12.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:07:12.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:07:14.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "7512",
                  "merchantIndustryCategory": "Automobile/Vehicle Rentals",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Automobile rentals"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-06-11",
                  "requestAuthorizationAmount": 22,
                  "approvalCode": "083872",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "refund",

"transactionStatus": "removed"

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "ea162656-995a-4992-87fc-857aeea44db7",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:08:23.256Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "cf2c4102-0d1c-2c02-0241-2ccf1c0d022c",
              "retrievalReferenceNumber": "305132724326912",
              "transactionIdentifier": "cf2c4102-0d1c-2c02-0241-2ccf1c0d022c",
              "transactionType": "refund",
              "transactionStatus": "removed",
              "transactionTypeDescription": "Refund",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:08:16.000Z",
              "transactionAmount": 45,
              "isCredit": true,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 4026.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:08:16.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:08:16.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:08:16.000Z",
                "cashBackAmount": 0,
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "7512",
                  "merchantIndustryCategory": "Automobile/Vehicle Rentals",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Automobile rentals"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-22",
                  "requestAuthorizationAmount": 45,
                  "approvalCode": "432058",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - Purchase - CarRental - FirstIncrementalAuth

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "0d53405e-3a62-496a-b483-4c3e3813ba48",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:10:02.584Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "9246d915-ba3f-5f87-15d9-46923fba875f",
              "retrievalReferenceNumber": "305132725920927",
              "transactionIdentifier": "9246d915-ba3f-5f87-15d9-46923fba875f",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:09:52.000Z",
              "transactionAmount": 99,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 3927.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:09:52.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:09:52.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:09:53.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "7512",
                  "merchantIndustryCategory": "Automobile/Vehicle Rentals",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Automobile rentals"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-06-11",
                  "requestAuthorizationAmount": 24,
                  "approvalCode": "595513",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "88ec4658-67d7-4056-a49f-ed6dd1b7bfaf",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.011Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "9246d915-ba3f-5f87-15d9-46923fba875f",
              "retrievalReferenceNumber": "305132725920927",
              "transactionIdentifier": "e6e51e77-54de-584e-771e-e5e6de544e58",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 49,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 299,
                  "ledgerBalance": 464.61,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:09:52.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "7512",
                  "merchantIndustryCategory": "Automobile/Vehicle Rentals",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Automobile rentals"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T13:04:29.000",
                  "postingDateTime": "2025-05-14T01:58:41.000Z",
                  "approvalCode": "595513"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - Purchase - CarRental Lodging CruiseLines

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "767cd847-8e91-4529-b02d-3984c6bd1910",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:12:02.035Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "c7370067-7ea8-c0aa-6700-37c7a87eaac0",
              "retrievalReferenceNumber": "305132727103969",
              "transactionIdentifier": "c7370067-7ea8-c0aa-6700-37c7a87eaac0",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:11:50.000Z",
              "transactionAmount": 101,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 3801.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:11:50.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:11:50.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:11:52.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "7512",
                  "merchantIndustryCategory": "Automobile/Vehicle Rentals",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Automobile rentals"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-06-11",
                  "requestAuthorizationAmount": 26,
                  "approvalCode": "352739",
                  "eci": "none",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "49a76f37-5da7-4517-9f10-ff2ef82a404f",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.004Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "c7370067-7ea8-c0aa-6700-37c7a87eaac0",
              "retrievalReferenceNumber": "305132727103969",
              "transactionIdentifier": "7f6c1c5d-35ae-1eb9-5d1c-6c7fae35b91e",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 26,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 299,
                  "ledgerBalance": 464.61,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:11:50.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "7512",
                  "merchantIndustryCategory": "Automobile/Vehicle Rentals",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Automobile rentals"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T13:06:28.000",
                  "postingDateTime": "2025-05-14T01:58:41.000Z",
                  "approvalCode": "352739"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - ECommercePurchase - FullApproval

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "d698ea7e-8369-4e4b-9689-a73cbd1f1c5c",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:14:03.517Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "2e9fbc44-566b-dd06-44bc-9f2e6b5606dd",
              "retrievalReferenceNumber": "305132728316861",
              "transactionIdentifier": "2e9fbc44-566b-dd06-44bc-9f2e6b5606dd",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:13:51.000Z",
              "transactionAmount": 29,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 3772.03,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:13:51.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:13:51.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:13:52.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5947",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Gift, card, novelty and souvenir shops"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-22",
                  "requestAuthorizationAmount": 29,
                  "approvalCode": "217929",
                  "eci": "eCommerce",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "52230a2e-6b24-46fc-9263-6ca998585e97",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.011Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "2e9fbc44-566b-dd06-44bc-9f2e6b5606dd",
              "retrievalReferenceNumber": "305132728316861",
              "transactionIdentifier": "521478b0-f95c-39c4-b078-14525cf9c439",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 29,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 299,
                  "ledgerBalance": 464.61,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:13:51.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5947",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Gift, card, novelty and souvenir shops"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T13:08:28.000",
                  "postingDateTime": "2025-05-14T01:58:41.000Z",
                  "approvalCode": "217929"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

DualMsgPOS - ECommercePurchase - FullApproval - MultiClearing

"transactionType": "purchase",

"transactionStatus": "pending",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "dcd23e75-e9ac-4320-b4c3-619b3adb17bc",
          "eventType": "transaction",
          "eventDateTime": "2025-05-12T20:15:51.474Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "70c66daf-0c5c-7f67-af6d-c6705c0c677f",
              "retrievalReferenceNumber": "305132729380361",
              "transactionIdentifier": "70c66daf-0c5c-7f67-af6d-c6705c0c677f",
              "transactionType": "purchase",
              "transactionStatus": "pending",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-12T20:15:38.000Z",
              "transactionAmount": 42.42,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 3729.61,
                  "ledgerBalance": 4848.14,
                  "availableBalanceAsOfDateTime": "2025-05-12T20:15:38.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-12T20:15:38.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:15:40.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME         ",
                  "merchantIndustryCode": "5734",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA ",
                  "merchantIndustryDescription": "Computer software outlets"
                },
                "authorizedTransactionData": {
                  "holdExpirationDate": "2025-05-22",
                  "requestAuthorizationAmount": 42.42,
                  "approvalCode": "393355",
                  "eci": "eCommerce",
                  "isPartialAuth": false
                }
              }
            }
          ]
        }
      ]
    }
  ]
}

"transactionType": "purchase",

"transactionStatus": "completed",

{
  "accounts": [
    {
      "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
      "events": [
        {
          "eventIdentifier": "fdf95f29-dadf-4e06-baf4-8f26b1b79858",
          "eventType": "transaction",
          "eventDateTime": "2025-05-14T02:06:49.011Z",
          "transactions": [
            {
              "parentTransactionIdentifier": "70c66daf-0c5c-7f67-af6d-c6705c0c677f",
              "retrievalReferenceNumber": "305132729380361",
              "transactionIdentifier": "4b2b5deb-464a-26b9-eb5d-2b4b4a46b926",
              "transactionType": "purchase",
              "transactionStatus": "completed",
              "transactionTypeDescription": "Purchase",
              "accountIdentifier": "e9a3407e-9b15-4c3e-a2f9-8560f25f5016",
              "bin": "424067",
              "last4Pan": "5564",
              "currency": "USD",
              "postedDateTime": "2025-05-14T01:58:41.000Z",
              "transactionAmount": 22.22,
              "isCredit": false,
              "userIdentifier": "76654bae-6be2-445e-b37c-1c74e3d3085d",
              "paymentIdentifier": "6f82cc0c-0cf2-4580-b978-202e59ec4e83",
              "purses": [
                {
                  "purseIdentifier": "b3948f1e-d4e7-47cc-8b42-4884e68e63b0",
                  "purseType": "primary",
                  "availableBalance": 299,
                  "ledgerBalance": 464.61,
                  "availableBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z",
                  "ledgerBalanceAsOfDateTime": "2025-05-14T01:58:42.000Z"
                }
              ],
              "networkTransactionData": {
                "authorizationDateTime": "2025-05-12T20:15:38.000Z",
                "cardAcceptor": {
                  "merchantName": "ACQUIRER NAME",
                  "merchantIndustryCode": "5734",
                  "merchantIndustryCategory": "Miscellaneous Stores",
                  "city": "CITY NAME",
                  "stateProvReg": "CA",
                  "merchantIndustryDescription": "Computer software outlets"
                },
                "postTransactionData": {
                  "localDateTime": "2025-05-12T13:10:16.000",
                  "postingDateTime": "2025-05-14T01:58:41.000Z",
                  "approvalCode": "393355"
                }
              }
            }
          ]
        }
      ]
    }
  ]
}