Platform Features

Digital Money Movement delivers payouts through Debit Push: funds sent over the card networks
to the account behind a recipient's debit card, in near real-time.

Debit Push

A Debit Push payout sends funds from your disbursement business account directly to the account
linked to the recipient's debit card. Funds typically arrive in near real-time, and payouts work
24/7, including outside banking hours.

Attribute	Detail
What it is	Funds pushed over the card networks to the account behind a debit card
Speed	Near real-time, 24/7
Source of funds	Your disbursement business account at Green Dot Bank
Recipient needs	An eligible debit card
Supported currency	USD

When it fits

Debit Push fits any payout where the recipient holds a debit card and receiving funds quickly
matters: earned wages, claim proceeds, seller settlements, refunds. Because it involves card data,
that data must be handled in line with PCI requirements — collected, transmitted, and stored only
through compliant channels.

Card eligibility

The recipient must have an eligible debit card. Certain card types are not accepted, including some
prepaid programs, credit cards, and cards on unsupported networks.

Green Dot checks eligibility for you:

When a card is linked in the Standard Disbursements Flow, Green Dot verifies that the card's
BIN is eligible for fast-funds push payments through the card networks.
Before a transfer executes, in either flow, Green Dot validates the card again and returns
an error for ineligible card types.

When a payout is declined for card eligibility, ask the recipient for a different debit card rather
than retrying the same one. See Response Codes.

Keeping card data out of your systems

Card data is the most sensitive thing in this flow. Green Dot gives you two ways to keep your PCI
scope small:

Hosted PCI widget. A secure, Green Dot–hosted interface that captures the recipient's card
details directly. The card number never touches your servers.
Field-level encryption. If you collect card details yourself, they must be encrypted with
your program's public certificate before transmission. See
Encrypting sensitive data.

Either way, card numbers are never sent to Green Dot in plain text.

Two ways to integrate

Debit Push is available through two integration flows. Both deliver the same payout to the same
kind of card; they differ in whether Green Dot stores the recipient and card for reuse, and in how
you receive the result.

	Standard Disbursements Flow	Single Call Disbursement Flow (Async)
How it works	Create a recipient profile and link their card once, then send transfers against the stored card	Send recipient details, card details, and amount together in one request
API calls for the first payout	Three	One
API calls for later payouts to the same person	One	One, with full details resubmitted
Recipient and card stored at Green Dot	Yes	No
How you receive the outcome	Synchronously, in the transfer response	Asynchronously, by webhook
Tends to suit	Programs that pay the same recipients repeatedly	Programs that pay each recipient once or occasionally

Neither flow is the default. Choose based on how your program pays people, and use both if your
program has both patterns. See
Choosing an integration flow.

To do this	Read
Integrate the Standard Disbursements Flow	Standard Disbursements Flow
Integrate the Single Call Disbursement Flow (Async)	Single Call Disbursements Flow (Async)